Investment options of MEI GROUP 401(K) PLAN
Total Available Funds: 25
| Investment Option List |
|---|
| Drive Balanced Fund Trust Drive Balanced |
| MFS Investment Management MFS Mid Cap Value Fund CT (MCVIX) |
| Northern Trust Collective NT ACWI ex US IMI FD DC NL Tier |
| Northern Trust Collective NT Agg Bond Index Fund NL T4 |
| Northern Trust Collective NT Col R1000 Gro Idx FD DC NL |
| Northern Trust Collective NT Col R1000 Val Idx FD DC NL |
| Northern Trust Collective NT Col R2000 Idx FD DC NL |
| Northern Trust Collective NT Col S&P 400 Idx FD DC NL |
| Northern Trust Collective NT Col S&P 500 Idx FD DC NL |
| State Street Global Advisors SSGA Real Asset Fund Class C |
| T. Rowe Price Ret Blend Slct TR 2015 Cl (TBLCX) |
| T. Rowe Price Ret Blend Slct TR 2020 Cl (TBLDX) |
| T. Rowe Price Ret Blend Slct TR 2025 Cl (TBLEX) |
| T. Rowe Price Ret Blend Slct TR 2030 Cl (TBLGX) |
| T. Rowe Price Ret Blend Slct TR 2035 Cl (TBLHX) |
| T. Rowe Price Ret Blend Slct TR 2040 Cl (TBLJX) |
| T. Rowe Price Ret Blend Slct TR 2045 Cl (TBLKX) |
| T. Rowe Price Ret Blend Slct TR 2050 Cl (TBLLX) |
| T. Rowe Price Ret Blend Slct TR 2055 Cl 5 (TBLMX) |
| T. Rowe Price Ret Blend Slct TR 2060 Cl 5 (TBLNX) |
| T. Rowe Price Ret Blend Slct TR 2065 Cl 5 (TBLOX) |
| Allspring Allspring Special Small Cap Value R6 (ESPIX) |
| American Funds EuroPacific Gr R6 (FEPUX) |
| MassMutual MassMutual Mid Cap Growth I (MEFYX) |
| Principal SmallCap Growth I R6 (SCPGX) |
Investment model portfolios
We provide two types of investment model portfolios for MEI GROUP 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MEI GROUP 401(K) PLAN