Investment options of MECHANICAL DYNAMICS & ANALYSIS LLC 401(K) PLAN
Total Available Funds: 34
| Investment Description |
|---|
| Fidelity Investments Institutional Fidelity 500 Index PR $ – |
| Fidelity Investments Institutional Fidelity Blue Chip Growth K Fund – |
| Fidelity Investments Institutional Fidelity Contra K Fund – |
| Fidelity Investments Institutional Fidelity Emerging Markets K Fund – |
| Fidelity Investments Institutional Fidelity Freedom K6 2010 Fund – |
| Fidelity Investments Institutional Fidelity Freedom K6 2015 Fund – |
| Fidelity Investments Institutional Fidelity Freedom K6 2020 Fund – |
| Fidelity Investments Institutional Fidelity Freedom K6 2025 Fund – |
| Fidelity Investments Institutional Fidelity Freedom K6 2030 Fund – |
| Fidelity Investments Institutional Fidelity Freedom K6 2035 Fund – |
| Fidelity Investments Institutional Fidelity Freedom K6 2040 Fund – |
| Fidelity Investments Institutional Fidelity Freedom K6 2045 Fund – |
| Fidelity Investments Institutional Fidelity Freedom K6 2050 Fund – |
| Fidelity Investments Institutional Fidelity Freedom K6 2055 Fund – |
| Fidelity Investments Institutional Fidelity Freedom K6 2060 Fund – |
| Fidelity Investments Institutional Fidelity Freedom K6 2065 Fund – |
| Fidelity Investments Institutional Fidelity Freedom K6 2070 Fund – |
| Fidelity Investments Institutional Fidelity Freedom K6 Inc Fund – |
| Fidelity Investments Institutional Fidelity Growth Company K Fund – |
| Fidelity Investments Institutional Fidelity Govt Income – |
| Fidelity Investments Institutional Fidelity International index – |
| Fidelity Investments Institutional Fidelity Low priced Stock K Fund – |
| Fidelity Investments Institutional Fidelity Mid Cap Index – |
| Fidelity Investments Institutional Fidelity US Bonds IDX PR – |
| American Century Small Capital Growth R6 – |
| American Funds Balanced R6 – |
| ClearBridge Investments, Inc. ClearBridge International Growth Institutional – |
| Advisors, Inc. Columbia Overseas Value 13 – |
| Goldman Sachs Small Capital Value Institutional I – |
| JP Morgan JP Morgan U.S. Equity Income R6 – |
| JP Morgan JP Morgan U.S. Small Company Institutional Fund – |
| MFS Investment Management Co. MFS Mid-Cap Growth R4 – |
| MFS Investment Management Co. MFS Blended Research Core Equity R6 – |
| PIMCO Income Institutional – |
Investment model portfolios
We provide two types of investment model portfolios for MECHANICAL DYNAMICS & ANALYSIS LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MECHANICAL DYNAMICS & ANALYSIS LLC 401(K) PLAN