Investment options of MEAGHER & GEER P.L.L.P. PROFIT SHARING PLAN AND TRUST
Total Available Funds: 21
| Investment Description |
|---|
| VANGUARD 500 INDEX ADMIRAL MUTUAL FUND |
| WASATCH INTERNATIONAL GROWTH MUTUAL FUND |
| PIMCO INCOME INSTITUTIONAL MUTUAL FUND |
| VANGUARD GROWTH INDEX ADMIRAL MUTUAL FUND |
| VANGUARD SM CAP VAL INDEX ADM MUTUAL FUND |
| INVESTEC OPPE DEVELOPING MKTS Y MUTUAL FUND |
| PARAMETRIC INTL EQUITY R6 MUTUAL FUND |
| AB SMALL CAP GROWTH Z MUTUAL FUND |
| PUTNAM LARGE CAP VALUE R6 MUTUAL FUND |
| USAA INTERMEDIATE-TERM BOND MUTUAL FUND |
| MORLEY STABLE VALUE FUND COMMON COLLECTIVE TRUST |
| FLEX PATH AGGR 2025 FUND RL COMMON COLLECTIVE TRUST |
| FLEX PATH AGGR 2035 FUND RL COMMON COLLECTIVE TRUST |
| FLEX PATH AGGR 2045 FUND RL COMMON COLLECTIVE TRUST |
| FLEX PATH AGGR 2055 FUND RL COMMON COLLECTIVE TRUST |
| FLEX PATH CNSRV RET FUND RL COMMON COLLECTIVE TRUST |
| FLEX PATH MOOR 2025 FUND RL COMMON COLLECTIVE TRUST |
| FLEX PATH MOOR 2035 FUND RL COMMON COLLECTIVE TRUST |
| FLEX PATH MOOR 2045 FUND RL COMMON COLLECTIVE TRUST |
| FLEX PATH MOOR RET FUND RL COMMON COLLECTIVE TRUST |
| PERSONAL CHOICE RETIREMENT ACCOUNT ACCOUNTS |
Investment model portfolios
We provide two types of investment model portfolios for MEAGHER & GEER P.L.L.P. PROFIT SHARING PLAN AND TRUST participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MEAGHER & GEER P.L.L.P. PROFIT SHARING PLAN AND TRUST