Investment options of MEADOWS SCHOOL DEFINED CONTRIBUTION RETIREMENT PLAN
Total Available Funds: 62
| Investment Description |
|---|
| CREF Stock R1 Registered Investment N/A |
| CREF Growth R1 Registered Investment N/A |
| CREF Global Equities R1 Registered Investment N/A |
| CREF Equity Index R1 Registered Investment N/A |
| CREF Social Choice R1 Registered Investment N/A |
| CREF Core Bond R1 Registered Investment N/A |
| CREF Inflation Linked Bond R1 Registered Investment N/A |
| College Retirement Equities Fund variable annuities TIAA Traditional Benefit Responsive |
| College Retirement Equities Fund variable annuities TIAA Traditional Non Benefit Responsive |
| College Retirement Equities Fund variable annuities Plan Loan Default Fund |
| College Retirement Equities Fund variable annuities CREF Stock R1 |
| College Retirement Equities Fund variable annuities CREF Social Choice R1 |
| College Retirement Equities Fund variable annuities CREF Global Equities R1 |
| College Retirement Equities Fund variable annuities CREF Growth R1 |
| College Retirement Equities Fund variable annuities CREF Equity Index R1 |
| College Retirement Equities Fund variable annuities CREF Inflation-Linked Bond R1 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv Core Pl Bd T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv Core Bond T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv Equity Idx T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv Core Equity T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv Infl Lnk Bd T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv Intl Equity T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv Lrg Cap Gr T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv Lrg Cap Val T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv LifCyc 2020 T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv LifCyc 2025 T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv LifCyc 2030 T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv LifCyc 2035 T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv LifCyc 2050 T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv Mid Cap Grw T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv Mid Cap Val T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv RlEstSecSel T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv Sm Cp Bl Ix T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv Qt Sm Cp Eq T4 |
| College Retirement Equities Fund variable annuities TIAA Access Nuv LgCp Res Eq T4 |
| College Retirement Equities Fund variable annuities CREF Core Bond R1 |
| College Retirement Equities Fund variable annuities Vanguard Federal Money Mkt Inv |
| College Retirement Equities Fund variable annuities Vanguard Intl Value Inv |
| College Retirement Equities Fund variable annuities Vanguard Small-Cap Idx Adm |
| College Retirement Equities Fund variable annuities Vanguard Mid-Cap Idx Adm |
| College Retirement Equities Fund variable annuities TIAA Access Nuv LifCyc 2060 T4 |
| College Retirement Equities Fund variable annuities Baird Aggregate Bond Inst |
| College Retirement Equities Fund variable annuities MassMutual Mid Cap Growth I |
| College Retirement Equities Fund variable annuities Vanguard Small-Cap Val Idx Adm |
| College Retirement Equities Fund variable annuities Janus Henderson Triton N |
| College Retirement Equities Fund variable annuities MFS International Growth Cl R6 |
| College Retirement Equities Fund variable annuities T Rowe Price Overseas Stock I |
| College Retirement Equities Fund variable annuities JPMorgan Equity Inc Fd Cla R6 |
| College Retirement Equities Fund variable annuities Amer Century Government Bd R5 |
| College Retirement Equities Fund variable annuities American Fds 2025 Tar Ret R6 |
| College Retirement Equities Fund variable annuities American Fds 2030 Tar Ret R6 |
| College Retirement Equities Fund variable annuities American Fds 2035 Tar Ret R6 |
| College Retirement Equities Fund variable annuities American Fds 2040 Tar Ret R6 |
| College Retirement Equities Fund variable annuities American Fds 2045 Tar Ret R6 |
| College Retirement Equities Fund variable annuities American Fds 2050 Tar Ret R6 |
| College Retirement Equities Fund variable annuities American Fds 2015 Tar Ret R6 |
| College Retirement Equities Fund variable annuities American Fds 2055 Tar Ret R6 |
| College Retirement Equities Fund variable annuities American Fds 2060 Tar Ret R6 |
| College Retirement Equities Fund variable annuities American Fds 2020 Tar Ret R6 |
| College Retirement Equities Fund variable annuities Allspring Spec Mid Cap Val R6 |
| College Retirement Equities Fund variable annuities Schwab S&P |
| College Retirement Equities Fund variable annuities Columbia Int Large Cp Grw Inst |
Investment model portfolios
We provide two types of investment model portfolios for MEADOWS SCHOOL DEFINED CONTRIBUTION RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MEADOWS SCHOOL DEFINED CONTRIBUTION RETIREMENT PLAN