Investment options of MEADOR STAFFING SERVICES, INC. 401(K) PLAN
Total Available Funds: 35
| Investment Description |
|---|
| AMERICAN FUNDS AMERICAN BALANCED FUND |
| AMERICAN FUNDS NEW WORLD FUND |
| AMERICAN FUNDS NEW PERSPECTIVE FUND |
| BLACKROCK ADVISORS BLACKROCK MID-CAP GROWTH EQUITY PORTFOLIO |
| COLUMBIA CONTRARIAN CORE FUND |
| DIMENSIONAL FUND ADVISORS DFA COMMODITY STRATEGY PORTFOLIO |
| DIMENSIONAL FUND ADVISORS DFA INFLATION-PROTECTED SECURITIES PORTFOLIO |
| DIMENSIONAL FUND ADVISORS DFA REAL ESTATE SECURITIES PORTFOLIO |
| FRANKLIN TEMPLETON INVESTMENTS FRANKLIN SMALL CAP VALUE FUND |
| JP MORGAN JPMORGAN EQUITY INCOME FUND |
| MFS GROWTH FUND |
| MFS INTERNATIONAL GROWTH FUND |
| MFS VALUE FUND |
| PGIM HIGH YIELD FUND |
| PIMCO INCOME FUND |
| VANGUARD 500 INDEX FUND |
| VANGUARD LIFESTRATEGY CONSERVATIVE GROWTH FUND |
| VANGUARD LIFESTRATEGY GROWTH FUND |
| VANGUARD LIFESTRATEGY MODERATE GROWTH FUND |
| VANGUARD MID-CAP GROWTH INDEX FUND |
| VANGUARD SMALL CAP INDEX FUND |
| VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND ADMIRAL SHARE |
| VICTORY SYCAMORE ESTABLISHED VALUE FUND |
| VOYA GOVERNMENT MONEY MARKET FUND |
| VOYA INDEX SOLUTION 2025 PORTFOLIO |
| VOYA INDEX SOLUTION 2030 PORTFOLIO |
| VOYA INDEX SOLUTION 2035 PORTFOLIO |
| VOYA INDEX SOLUTION 2040 PORTFOLIO |
| VOYA INDEX SOLUTION 2045 PORTFOLIO |
| VOYA INDEX SOLUTION 2055 PORTFOLIO |
| VOYA INDEX SOLUTION 2060 PORTFOLIO |
| VOYA INDEX SOLUTION INCOME PORTFOLIO |
| VOYA INTERMEDIATE BOND FUND |
| VOYA LARGE CAP GROWTH FUND |
| VOYA SMALL CAP GROWTH EQUITY FUND |
Investment model portfolios
We provide two types of investment model portfolios for MEADOR STAFFING SERVICES, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MEADOR STAFFING SERVICES, INC. 401(K) PLAN