Investment options of MD LOGISTICS LLC 401K PLAN
Total Available Funds: 26
| Investment Description |
|---|
| American Funds Inflation Linked BD R6 4 ,855 |
| Fidelity Mid Cap Index Fund 2 8,582 |
| Hartford Schroders International Stock Fund SDR 8 8,886 |
| Invesco Disc Mid Cap R6 8 7,287 |
| JPMorgan Large Cap Growth Fund R6 6 2,180 |
| JPMorgan US Equity R6 1 73,792 |
| Lord Abbett Bond Debenture Fund R6 2 0,648 |
| Neuberger Berman Smcp Grth R6 7 16 |
| TIAA-CREF Lifecycle Index 2015 I 2 ,375 |
| TIAA-CREF Lifecycle Index 2020 I 3 ,063 |
| TIAA-CREF Lifecycle Index 2025 I 6 01,112 |
| TIAA-CREF Lifecycle Index 2030 I 7 61,468 |
| TIAA-CREF Lifecycle Index 2035 I 1 ,539,202 |
| TIAA-CREF Lifecycle Index 2040 I 1 54,584 |
| TIAA-CREF Lifecycle Index 2045 I 3 82,155 |
| TIAA-CREF Lifecycle Index 2050 I 8 09,666 |
| TIAA-CREF Lifecycle Index 2055 I 2 22,998 |
| TIAA-CREF Lifecycle Index 2060 I 3 24,469 |
| TIAA-CREF Lifecycle Index 2065 I 5 4,239 |
| TIAA-CREF Lifecycle Index Income Fund R6 2 4,434 |
| Vanguard 500 Index Fund 1 15,281 |
| Vanguard International Growth Fund 1 69,537 |
| Vanguard International Growth Adm 9 5,155 |
| Vanguard Long-Term Investment Grade Fund 6 9,060 |
| Vanguard Small Cap Index Fund 1 19,849 |
| AUL Fixed Account |
Investment model portfolios
We provide two types of investment model portfolios for MD LOGISTICS LLC 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MD LOGISTICS LLC 401K PLAN