Investment options of MCLANE GROUP 401(K) PLAN
Total Available Funds: 38
| Investment Description |
|---|
| 11,477units |
| 223units |
| 2,994units |
| 4,337units |
| 4,406units |
| 3,059units |
| 12,490units |
| 343units |
| 2,681units |
| 167units |
| 636units |
| 131units |
| 304units |
| 1,643units |
| 2,746units |
| 3,453units |
| 2,208units |
| 407units |
| 134,999units |
| 201units |
| 2,053units |
| 1,154units |
| 627units |
| 2,700units |
| 7,683units |
| 2,150units |
| 15,189units |
| 13,954units |
| 17,766units |
| 17,090units |
| 14,653units |
| 15,126units |
| 9,491units |
| 11,985units |
| 5,133units |
| 3,099units |
| 401units |
| 428units |
Investment model portfolios
We provide two types of investment model portfolios for MCLANE GROUP 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MCLANE GROUP 401(K) PLAN