Investment options of MBIA INC. EMPLOYEES` 401K PLAN
Total Available Funds: 31
| Investment Description |
|---|
| FIDELITY PURITAN FUND MUTUAL FND |
| FIDELITY BLUE CHIP GROWTH FUND MUTUAL FND |
| FIDELITY 500 INDEX INST. FUND MUTUAL FND |
| FIDELITY EXTENDED MARKET INDEX FUND MUTUAL FND |
| FIDELITY U. S. BOND INDEX FUND MUTUAL FND |
| FIDELITY LOW-PRICED STOCK FUND MUTUAL FND |
| FIDELITY FREEDOM INCOME FUND MUTUAL FND |
| FIDELITY FREEDOM FUND 2010 MUTUAL FND |
| FIDELITY FREEDOM FUND 2015 MUTUAL FND |
| FIDELITY FREEDOM FUND 2020 MUTUAL FND |
| FIDELITY FREEDOM FUND 2025 MUTUAL FND |
| FIDELITY FREEDOM FUND 2030 MUTUAL FND |
| FIDELITY FREEDOM FUND 2035 MUTUAL FND |
| FIDELITY FREEDOM FUND 2040 MUTUAL FND |
| FIDELITY FREEDOM FUND 2045 MUTUAL FND |
| FIDELITY FREEDOM FUND 2050 MUTUAL FND |
| FIDELITY FREEDOM FUND 2055 MUTUAL FND |
| FIDELITY FREEDOM FUND 2065 MUTUAL FND |
| FIDELITY INT'L CAPITAL APPRECIATION FUND MUTUAL FND |
| FIDELITY INFATION PROT. BOND INDEX FUND MUTUAL FND |
| BARON ASSET INST FUND MUTUAL FND |
| BARON GROWTH INST FUND MUTUAL FND |
| PIMCO HIGH YIELD INSTITUTIONAL FUND MUTUAL FND |
| PIMCO TOTAL RET INSTITUTIONAL FUND MUTUAL FND |
| COHEN AND STEERS RLTY SHARES, INC. FUND MUTUAL FND |
| AMERICAN FUNDS AMER. MUTUAL R6 FUND MUTUAL FND |
| VIRTUS CEREDEX MID-CAP VALUE EQUITY MUTUAL FND |
| VANGUARD TOTAL INT'L STOCK INDEX FUND MUTUAL FND |
| AMERICAN CENT SMALL CAP VAL R6 FUND MUTUAL FND |
| CONESTOGA SMALL CAP FUND MUTUAL FND |
| BAIRD CORE PLUS BOND INST. FUND MUTUAL FND |
Investment model portfolios
We provide two types of investment model portfolios for MBIA INC. EMPLOYEES` 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MBIA INC. EMPLOYEES` 401K PLAN