Investment options of MASTERCONTROL 401(K) SAVINGS PLAN
Total Available Funds: 36
| Investment Description |
|---|
| Federated Cap Pres Fund F6 |
| Notes receivable from participants 2054 |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| BAIRD CORE PLUS BOND INSTL |
| NUVEEN LC INDEX 2040 R6 |
| NUVEEN LC INDEX 2055 R6 |
| FID MID CAP INDEX |
| JPMORGAN LARGE CAP GROWTH R6 |
| MFS INTERNATIONAL GROWTH R6 |
| NUVEEN LC INDEX 2035 R6 |
| JPM CORE BOND R6 |
| FID INTERNATIONAL INDEX |
| NUVEEN LC INDEX 2020 R6 |
| FID US BOND IND |
| MACQUARIE SMALL CAP VALUE R6 |
| VANG EQUITY INC ADM |
| BLACKROCK STRAT GLOBAL BOND I |
| MFS INTL NEW DISCCOVERY R6 |
| JANUS HENDERSON TRITON FUND N |
| NUVEEN LC INDEX 2045 R6 |
| NUVEEN LC INDEX 2025 R6 |
| NUVEEN LC INDEX 2015 R6 |
| JPMORGAN CORPORATE BOND R6 |
| MFS RESEARCH INTERNATIONAL R6 |
| NUVEEN LC INDEX 2050 R6 |
| FID 500 IND |
| PIMCO INTL BOND USD HDGD I |
| VANGUARD MID CAP VALUE IND ADM |
| FID SMALL CAP INDEX |
| AB SUSTAIN GLB THEMATIC GR I |
| CARILLON EAGLE MID CAP GRTH R6 |
| NUVEEN LC INDEX 2030 R6 |
| DWS RREEF REAL EST SEC R6 |
| NUVEEN LC INDEX 2060 R6 |
| FEDERATED CAP PRES FUND R6 |
Investment model portfolios
We provide two types of investment model portfolios for MASTERCONTROL 401(K) SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MASTERCONTROL 401(K) SAVINGS PLAN