Investment options of MARTIN’S SNACKS RETIREMENT PLAN
Total Available Funds: 15
| Investment Option List |
|---|
| Reliance Trust Company Stable Asset Fund A N/R |
| Fidelity 500 Index Fund N/R (FUSEX) |
| Mainstay Winslow Large Cap Growth Fund Class 1 N/R (MLRMX) |
| Pioneer Bond Fund N/R (LSGAX) |
| Vanguard Balanced Index Admiral Fund N/R (VBINX) |
| Fidelity Advisor Intl Capital Appreciation Z N/R (FCPIX) |
| JP Morgan Equity Income R6 N/R |
| T. Rowe Price Health Sciences Fund N/R (PRHSX) |
| JP Morgan Mid Cap Growth Fund R6 N/R (DGRDX) |
| DFA US Small Cap Portfolio N/R (DISVX) |
| Vanguard Explorer ADM N/R (VINEX) |
| Nuveen Mid Cap Value 1 Fund N/R (FSEIX) |
| Nationwide Ziegler NYSE Arcatech 100 Fund N/R (NWJCX) |
| Columbia Mid Cap Index R5 Fund N/R (UMVEX) |
| DFA US Targeted Value Portfolio N/R |
Investment model portfolios
We provide two types of investment model portfolios for MARTIN’S SNACKS RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MARTIN'S SNACKS RETIREMENT PLAN