Investment options of MARSHALL INDUSTRIAL TECHNOLOGIES SAVINGS & RETIREMENT PLAN
Total Available Funds: 27
| Investment Description |
|---|
| Dodge & Cox Income Class X Fund " |
| Thornburg Limited Term Income Fund " |
| T. Rowe Price Spectrum Mod Growth Allocation Class I Fund " |
| JPMorgan SmartRetirement Income Class R6 Fund " |
| JPMorgan SmartRetirement 2020 Class R6 Fund " |
| JPMorgan SmartRetirement 2025 Class R6 Fund " |
| JPMorgan SmartRetirement 2030 Class R6 Fund " |
| JPMorgan SmartRetirement 2035 Class R6 Fund " |
| JPMorgan SmartRetirement 2040 Class R6 Fund " |
| JPMorgan SmartRetirement 2045 Class R6 Fund " |
| JPMorgan SmartRetirement 2050 Class R6 Fund " |
| JPMorgan SmartRetirement 2055 Class R6 Fund " |
| JPMorgan SmartRetirement 2060 Class R6 Fund " |
| JPMorgan SmartRetirement 2065 Class R6 Fund " |
| American Balanced Class R6 Fund " |
| Dodge & Cox Stock Class X Fund " |
| John Hancock Funds Disciplined Value Mid Cap Class R6 Fund " |
| Schwab S&P 500 Index Fund " |
| ClearBridge Small Cap Growth Class IS Fund " |
| Columbia Small Cap Index Institutional Class Fund " |
| Northern Mid Cap Index Fund " |
| NYLI Winslow Large Cap Growth Class R6 Fund " |
| T. Rowe Price Mid-Cap Growth Class I Fund " |
| Vanguard Small Cap Value Index Admiral Class Fund " |
| American Funds EuroPacific Growth Class R6 Fund " |
| American Funds New Perspective Class R6 Fund " |
| Goldman Emerging Markets Equity Insights R6 Fund " |
Investment model portfolios
We provide two types of investment model portfolios for MARSHALL INDUSTRIAL TECHNOLOGIES SAVINGS & RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MARSHALL INDUSTRIAL TECHNOLOGIES SAVINGS & RETIREMENT PLAN