MARSH & McLENNAN COMPANIES 401(k) SAVINGS & INVESTMENT PLAN
Investment Model Portfolios
Marsh & McLennan Companies, Inc. (MMC), a professional services company, provides advice and solutions in the areas of risk, strategy, and human capital. It operates in two segments: Risk and Insurance Services, and Consulting.
Investment options of MARSH & McLENNAN COMPANIES 401(k) SAVINGS & INVESTMENT PLAN
Total Available Funds: 26
| Asset Class |
Ticker
| Description |
| US EQUITY |
|
|
| LARGE BLEND |
PIIAX |
Pnc S&P 500 Index Fund Class A |
| LARGE VALUE |
PEIYX |
PUTNAM EQUITY INCOME FUND Registered Investment Company |
| LARGE GROWTH |
PNOYX |
PUTNAM NEW OPPORTUNITIES FUND Registered Investment Company |
| LARGE VALUE |
DODGX |
DODGE & COX STOCK FUND Registered Investment Company |
| LARGE GROWTH |
GSPIX |
GOLDMAN SACHS CAPITAL GROWTH FUND Registered Investment Company |
| SMALL VALUE |
GSSIX |
GOLDMAN SACHS SMALL CAP FUND Registered Investment Company |
| Mid-Cap Growth |
RPMGX |
T. ROWE PRICE MID CAP GROWTH FUND Registered Investment Company |
| MID-CAP VALUE |
PMCVX |
PUTNAM MID CAP VALUE FUND Registered Investment Company |
| Small Growth |
CSMCX |
CENTURY SMALL CAP SELECT FUND Registered Investment Company |
| LARGE GROWTH |
TRBCX |
T. ROWE PRICE BLUE CHIP GROWTH FUND Registered Investment Company |
| LARGE GROWTH |
VIDSX |
VICTORY INSTITUTIONAL DIVERSIFIED STOCK FUND Registered Investment Company |
|
| Others |
|
|
| Convertibles |
PINCX |
PUTNAM BOND INDEX FUND Common/Collective Trust |
| ROOT |
STLBX |
BARCLAYS LIFEPATH INDEX 2010 FUND Common/Collective Trust |
| EQUITY |
JEM |
BARCLAYS LIFEPATH INDEX 2015 FUND Common/Collective Trust |
| Target Date 2016-2020 |
STLCX |
BARCLAYS LIFEPATH INDEX 2020 FUND Common/Collective Trust |
| EQUITY |
JEM |
BARCLAYS LIFEPATH INDEX 2025 FUND Common/Collective Trust |
| Target Date 2026-2030 |
STLDX |
BARCLAYS LIFEPATH INDEX 2030 FUND Common/Collective Trust |
| EQUITY |
JEM |
BARCLAYS LIFEPATH INDEX 2035 FUND Common/Collective Trust |
| Target Date 2036-2040 |
STLEX |
BARCLAYS LIFEPATH INDEX 2040 FUND Common/Collective Trust |
| Target Date 2041-2045 |
PRVLX |
BARCLAYS LIFEPATH INDEX 2045 FUND Common/Collective Trust |
| Target Date 2050+ |
STLFX |
BARCLAYS LIFEPATH INDEX 2050 FUND Common/Collective Trust |
| Retirement Income |
STLAX |
BARCLAYS LIFEPATH INDEX RETIREMENT |
| Moderate Allocation |
VWELX |
VANGUARD WELLINGTON FUND Registered Investment Company |
|
| FIXED INCOME |
|
|
| Intermediate-Term Bond |
PTTRX |
PIMCO TOTAL RETURN FUND Registered Investment Company |
|
| INTERNATIONAL EQUITY |
|
|
| Foreign Large Blend |
CEUFX |
AMERICAN EUROPACIFIC GROWTH FUND Registered Investment Company |
| Foreign Large Blend |
GOGIX |
J HANCOCK INTERNATIONAL FUND |
|
Investment model portfolios
We provide two types of investment model portfolios for MARSH & McLENNAN COMPANIES 401(k) SAVINGS & INVESTMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Example model portfolios
The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.
Strategic Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.
Tactical Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.
The return data shown below all delayed by 3 months. Their latest dates are all the same: 10/31/2024.
AR inception is since 12/31/2000.
|
Ticker/Portfolio |
Last 1 Week |
1 Yr |
3 Yr |
5 Yr |
10 Yr |
15 Yr |
20 Yr |
Inception |
YTD |
2024 |
2023 |
2022 |
2021 |
2020 |
2019 |
2018 |
2017 |
2016 |
2015 |
2014 |
2013 |
2012 |
2011 |
2010 |
2009 |
2008 |
2007 |
2006 |
2005 |
2004 |
2003 |
2002 |
2001 |
2000 |
1999 |
1998 |
1997 |
1996 |
1995 |
1994 |
1993 |
1992 |
1991 |
1990 |
1989 |
1988 |
1987 |
1986 |
1985 |
1984 |
1983 |
1982 |
1981 |
1980 |
1979 |
|
Annualized Return (%)
|
MARSH & McLEN... Moderate
|
-0.97 |
25.69 |
5.02 |
12.11 |
9.82 |
10.75 |
11.21 |
11.21 |
NA |
10.49 |
12.56 |
-11.18 |
20.26 |
22.59 |
20.24 |
-4.24 |
14.41 |
10.11 |
1.86 |
6.75 |
20.31 |
14.07 |
2.95 |
16.86 |
25.60 |
2.95 |
10.73 |
12.43 |
9.95 |
13.12 |
16.32 |
2.59 |
8.86 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
-1.79 |
37.82 |
8.86 |
15.20 |
12.89 |
14.04 |
10.46 |
8.70 |
NA |
24.84 |
26.12 |
-18.24 |
28.53 |
18.74 |
31.33 |
-4.55 |
21.66 |
11.83 |
1.23 |
13.52 |
32.17 |
15.82 |
1.96 |
14.91 |
26.52 |
-37.02 |
5.39 |
15.64 |
4.77 |
10.74 |
28.50 |
-22.17 |
-12.03 |
-9.05 |
21.08 |
28.62 |
33.18 |
22.87 |
37.45 |
1.18 |
10.15 |
8.24 |
32.05 |
-3.33 |
28.37 |
14.92 |
3.97 |
9.30 |
22.60 |
3.67 |
17.07 |
19.25 |
-8.55 |
27.89 |
-2.07 |
|
VSMGX (VANGUA...R SHARES)
|
-1.02 |
22.89 |
2.25 |
6.63 |
6.01 |
7.19 |
6.10 |
5.79 |
NA |
10.28 |
15.51 |
-16.01 |
10.08 |
13.59 |
19.30 |
-6.28 |
14.86 |
7.09 |
-2.21 |
6.38 |
14.73 |
9.78 |
0.12 |
13.14 |
20.35 |
-26.49 |
7.21 |
13.30 |
5.68 |
11.76 |
22.40 |
-10.34 |
-4.78 |
1.27 |
14.09 |
21.59 |
17.90 |
10.77 |
26.58 |
2.04 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Sharpe Ratio
|
MARSH & McLEN... Moderate
|
NA |
0.47 |
0.03 |
0.60 |
0.69 |
NA |
NA |
0.95 |
0.04 |
0.36 |
0.99 |
-0.92 |
1.69 |
1.22 |
2.55 |
-0.52 |
2.56 |
1.07 |
0.19 |
0.80 |
2.96 |
1.77 |
0.18 |
1.52 |
2.85 |
0.34 |
0.78 |
1.21 |
1.21 |
1.43 |
2.24 |
0.26 |
0.99 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
0.23 |
0.32 |
0.74 |
0.56 |
NA |
NA |
0.44 |
-0.70 |
1.44 |
1.69 |
-0.81 |
2.17 |
0.53 |
2.40 |
-0.34 |
3.16 |
0.89 |
0.08 |
1.19 |
2.90 |
1.25 |
0.08 |
0.82 |
0.97 |
-0.92 |
0.15 |
1.24 |
0.25 |
0.88 |
1.63 |
-0.90 |
-0.68 |
-0.59 |
0.98 |
1.24 |
1.62 |
1.63 |
4.33 |
-0.18 |
0.91 |
0.58 |
1.92 |
-0.53 |
1.73 |
0.60 |
0.00 |
0.31 |
1.49 |
-0.24 |
0.80 |
0.65 |
-1.27 |
1.19 |
-3.84 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
0.29 |
0.15 |
0.51 |
0.38 |
NA |
NA |
0.49 |
-0.10 |
0.48 |
1.37 |
-1.22 |
1.32 |
0.70 |
2.78 |
-0.86 |
3.76 |
0.83 |
-0.26 |
1.01 |
2.16 |
1.23 |
0.01 |
1.18 |
1.12 |
-0.98 |
0.41 |
1.36 |
0.50 |
1.49 |
2.09 |
-0.75 |
-0.58 |
-0.23 |
1.08 |
1.57 |
1.57 |
0.93 |
4.20 |
4.63 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Standard Deviation(%)
|
MARSH & McLEN... Moderate
|
NA |
10.76 |
11.14 |
13.08 |
11.08 |
NA |
NA |
9.81 |
11.09 |
10.80 |
8.39 |
13.65 |
11.99 |
18.31 |
7.37 |
10.77 |
5.37 |
9.29 |
9.52 |
8.38 |
6.85 |
7.91 |
16.44 |
11.03 |
8.94 |
5.96 |
9.87 |
7.59 |
6.45 |
8.50 |
6.98 |
5.76 |
6.60 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
19.39 |
18.60 |
17.94 |
18.44 |
NA |
NA |
18.12 |
28.69 |
12.67 |
13.09 |
24.19 |
13.11 |
34.69 |
12.48 |
17.11 |
6.68 |
13.11 |
15.51 |
11.39 |
11.07 |
12.74 |
23.36 |
18.07 |
27.22 |
40.99 |
16.02 |
10.04 |
10.29 |
11.10 |
17.04 |
25.96 |
21.55 |
22.20 |
18.17 |
20.48 |
18.21 |
11.77 |
7.77 |
9.92 |
8.83 |
9.93 |
14.69 |
16.06 |
13.09 |
17.07 |
33.80 |
16.55 |
11.67 |
12.80 |
13.62 |
18.09 |
14.61 |
16.53 |
23.80 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
10.43 |
10.86 |
10.39 |
10.40 |
NA |
NA |
11.50 |
14.60 |
7.69 |
8.26 |
14.34 |
7.62 |
19.08 |
6.43 |
8.81 |
3.80 |
8.31 |
8.51 |
6.28 |
6.80 |
7.99 |
14.68 |
11.10 |
18.01 |
27.95 |
10.37 |
7.43 |
6.96 |
7.25 |
10.38 |
15.37 |
12.42 |
12.30 |
10.07 |
11.65 |
9.10 |
7.74 |
5.41 |
15.57 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Draw Down(%)
|
MARSH & McLEN... Moderate
|
NA |
9.28 |
15.72 |
21.14 |
21.14 |
NA |
NA |
21.14 |
1.02 |
9.28 |
7.17 |
17.83 |
6.23 |
21.14 |
3.39 |
14.26 |
2.65 |
9.17 |
9.66 |
5.52 |
4.07 |
5.62 |
15.46 |
9.13 |
3.51 |
5.01 |
6.58 |
8.80 |
3.93 |
6.81 |
5.16 |
4.04 |
5.39 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
18.76 |
18.76 |
24.59 |
33.83 |
NA |
NA |
55.25 |
18.76 |
8.45 |
9.97 |
24.59 |
5.14 |
33.83 |
6.63 |
19.40 |
2.60 |
10.29 |
12.05 |
7.30 |
5.59 |
9.60 |
18.71 |
15.66 |
27.17 |
47.73 |
9.88 |
7.47 |
7.01 |
7.47 |
13.79 |
33.02 |
29.18 |
16.55 |
11.81 |
19.20 |
10.79 |
7.45 |
2.50 |
8.48 |
4.84 |
5.63 |
5.57 |
19.19 |
7.35 |
7.24 |
33.08 |
11.63 |
7.51 |
10.58 |
7.02 |
13.21 |
15.61 |
16.03 |
2.40 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
9.62 |
13.24 |
22.29 |
22.43 |
NA |
NA |
41.18 |
9.62 |
4.17 |
8.15 |
21.74 |
3.53 |
22.43 |
3.12 |
11.47 |
1.14 |
6.20 |
8.34 |
4.70 |
5.67 |
6.27 |
12.90 |
8.64 |
19.61 |
36.81 |
6.11 |
6.13 |
4.74 |
5.89 |
8.91 |
20.06 |
17.93 |
8.77 |
6.26 |
11.99 |
6.02 |
4.75 |
1.82 |
1.89 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Yield(%)
|
MARSH & McLEN... Moderate
|
NA |
3.82 |
6.86 |
6.21 |
6.97 |
NA |
NA |
0.00 |
NA |
1.31 |
3.90 |
4.25 |
12.88 |
7.31 |
4.47 |
10.32 |
9.29 |
4.13 |
5.96 |
10.59 |
3.18 |
4.42 |
2.41 |
7.07 |
5.36 |
9.12 |
6.86 |
5.03 |
4.58 |
4.10 |
4.16 |
5.57 |
8.43 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VSMGX (VANGUA...R SHARES)
|
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
Retirement Plan (401(k)) Info for MARSH & McLENNAN COMPANIES 401(k) SAVINGS & INVESTMENT PLAN
