Investment options of MARSH ELECTRONICS, INC. 401K
Total Available Funds: 25
| Investment Description |
|---|
| Principal Financial AllianceBern/CCI/Brown/Emerald Small Cap Growth I |
| Principal Financial Principal Financial Group Core Plus Bond |
| Principal Financial Principal Financial Group, Inc. Stock |
| Principal Global Investors Principal Global Investors Blue Chip |
| Principal Global Investors Principal Global Investors Diversified International |
| Principal Global Investors Principal Global Investors Equity Income |
| Principal Global Investors Principal Global Investors International Emerging Market |
| Principal Global Investors Principal Global Investors Large Cap S&P 500 Index |
| Principal Global Investors Principal Global Investors Liquid Assets |
| Principal Global Investors Principal Global Investors Mid Cap S&P 400 Index |
| Principal Global Investors Principal Global Investors Small Cap |
| Principal Global Investors Principal Global Investors Small Cap S&P 600 Index |
| Principal Lifetime Principal Lifetime 2020 |
| Principal Lifetime Principal Lifetime 2030 |
| Principal Lifetime Principal Lifetime 2040 |
| Principal Lifetime Principal Lifetime 2050 |
| Principal Lifetime Principal Lifetime 2060 |
| Principal Lifetime Principal Lifetime Strategic Income |
| Principal Financial SAM Balanced |
| Principal Financial SAM Conservative Balanced |
| Principal Financial SAM Conservative Growth |
| Principal Financial SAM Flexible Income |
| Principal Financial SAM Strategic Growth |
| Principal Financial Vaughan Nelson/LA Capital Small Cap Value II |
| Principal Financial Westwood/Barrow Hanley Large Cap Value III |
Investment model portfolios
We provide two types of investment model portfolios for MARSH ELECTRONICS, INC. 401K participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MARSH ELECTRONICS, INC. 401K