Investment options of MARKSNELSON ADVISORY, LLC 401(K) PLAN
Total Available Funds: 32
| Investment Option List |
|---|
| American Funds New World Fund (HVWBX) |
| American Funds EuroPacific Growth Fund (FEPUX) |
| American Funds New Perspect Fund (HVWBX) |
| American Funds Capital World Bond Fund (FCWBX) |
| DFA U.S. Small Cap Fund (DISVX) |
| Fidelity (FDGFX) |
| Fidelity Select Technology Portfolio (FFOJX) |
| Fidelity Mid Cap (FIIMX) |
| Fidelity International (FDIVX) |
| Fidelity US Bond (FSHBX) |
| John Hancock Bond Fund (TIUSX) |
| Lord Abbett Bond Debenture Fund (LBDFX) |
| MFS Utilities Fund (MMUIX) |
| Vanguard Target Retirement 2020 (VTWNX) |
| Vanguard Target Retirement 2025 (VTTVX) |
| Vanguard Target Retirement 2030 (VTHRX) |
| Vanguard Target Retirement 2035 (VTTHX) |
| Vanguard Target Retirement 2040 (VFORX) |
| Vanguard Target Retirement 2045 (VTIVX) |
| Vanguard Target Retirement 2050 (VFIFX) |
| Vanguard Target Retirement 2055 (VFFVX) |
| Vanguard Target Retirement 2060 (VTTSX) |
| Vanguard Target Retirement 2065 (VSXFX) |
| Vanguard Target Retirement 2070 (VSVNX) |
| Vanguard Target Retirement Income Fund (VTINX) |
| Vanguard Growth (VQNPX) |
| Vanguard Value (VTRIX) |
| Vanguard Explorer Fund (VINEX) |
| Vanguard Mid Cap Value (VMVIX) |
| Vanguard Small Cap Value Index (VISVX) |
| Vanguard Mid Cap Growth (VMGIX) |
| Vanguard International Value Fund (VTRIX) |
Investment model portfolios
We provide two types of investment model portfolios for MARKSNELSON ADVISORY, LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MARKSNELSON ADVISORY, LLC 401(K) PLAN