Investment options of MARC DEVELOPMENT CENTERS DC RETIREMENT PLAN
Total Available Funds: 39
| Investment Description |
|---|
| TIAA Traditional Benefit Responsive N/A |
| TIAA Traditional Benefit Responsive 2 N/A |
| TIAA Traditional Non-Benefit Responsive N/A |
| CREF Stock N/A |
| CREF Social Choice N/A |
| CREF Global Equities N/A |
| CREF Growth N/A |
| CREF Equity Index N/A |
| CREF Inflation-Linked Bond N/A |
| TIAA Access Nuveen Core Plus Bond N/A |
| TIAA Access Nuveen International Equity N/A |
| TIAA Access Nuveen Lifecycle Retirement Income N/A |
| TIAA Access Nuveen Large Cap Value N/A |
| TIAA Access Nuveen Lifecycle 2020 N/A |
| TIAA Access Nuveen Lifecycle 2025 N/A |
| TIAA Access Nuveen Lifecycle 2030 N/A |
| TIAA Access Nuveen Lifecycle 2035 N/A |
| TIAA Access Nuveen Lifecycle 2040 N/A |
| TIAA Access Nuveen Lifecycle 2045 N/A |
| TIAA Access Nuveen Lifecycle 2050 N/A |
| TIAA Access Nuveen Lifecycle 2055 N/A |
| TIAA Access Nuveen Lifecycle 2060 N/A |
| TIAA Access Nuveen Mid Cap Growth N/A |
| TIAA Access Nuveen Mid Cap Value N/A |
| TIAA Access Nuveen Small Cap Blend Index N/A |
| TIAA Access Nuveen Small Cap Equity N/A |
| TIAA Access Nuveen Large Cap Responsibility Equity N/A |
| CREF Core Bond N/A |
| State Street Aggregate Bond Index N/A |
| State Street Cap Equity ex-U.S. N/A |
| State Street Mid-Cap Equity N/A |
| State Street Equity 500 Index N/A |
| Schwab Treasury Inflation Protected Securities Index N/A |
| Vanguard Equity Income Adm N/A |
| AB Large Cap Growth Fund Z N/A |
| MFS International Diversification CL N/A |
| Principal Small Cap Growth N/A |
| Undiscovered Managers Behavioral Value N/A |
| Notes receivable from participants (8.00% – 9.50%) – 0 – |
Investment model portfolios
We provide two types of investment model portfolios for MARC DEVELOPMENT CENTERS DC RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MARC DEVELOPMENT CENTERS DC RETIREMENT PLAN