Investment options of MAP PROFIT SHARING PLAN (401K)
Total Available Funds: 25
| Investment Description |
|---|
| ALLIANCE BERNSTEIN AB LARGE CAP GROWTH Z FUND |
| BLACKROCK BLACKROCK EQUITY DIV K FUND |
| BLACKROCK BLACKROCK MD-CP GR EQ K FD |
| COHEN & STEERS COHEN & STEERS RE EST SEC Z FD |
| DELAWARE INVESTMENTS DELAWARE SMID CAP GROWTH R6 FD |
| DIMENSIONAL FUND ADVISORS DFA SOCIAL FIXD INC PRT INS FD |
| GOLDMAN SACHS GOLDMAN SACHS EM MKT EQ IS |
| HARDING LOEVNER LP HARD LOEVN INTL EQTY |
| JP MORGAN FUNDS JP MORGAN EQUIT |
| LOOMIS SAYLES LOOMIS SA |
| LORD ABBETT LOR |
| NATIXIS FUNDS |
| PRINCIPAL LIFE INSURANCE COMPANY PRIN LGCP S&P 500 INDEX SA-Z |
| PRINCIPAL GLOBAL INVESTORS TRUST CO PRIN LIFETIME HYBR 2010 CIT Z |
| PRINCIPAL GLOBAL INVESTORS TRUST CO PRIN LIFETIME HYBR 2015 CIT Z |
| PRINCIPAL GLOBAL INVESTORS TRUST CO PRIN LIFETIME HYBR 2025 CIT Z |
| PRINCIPAL GLOBAL INVESTORS TRUST CO PRIN LIFETIME HYBR 2030 CIT |
| PRINCIPAL GLOBAL INVESTORS TRUST CO PRIN LIFETIME HYBR 203 CIT |
| VANGUARD GROUP VANGUARD EMG MK STK IDX ADM FD |
| VANGUARD GROUP VANGUARD EQUITY-INC ADM FUND |
| VANGUARD GROUP VANGUARD GROWTH INDEX ADM FUND |
| VANGUARD GROUP VANGUARD HEALTH CARE ADM FD |
| VANGUARD GROUP VANGUARD INTL GROWTH ADM FD |
| VANGUARD GROUP VANGUARD INTL VALUE INV FUND |
| VANGUARD GROUP VANGUARD RE INDEX ADM FUND |
Investment model portfolios
We provide two types of investment model portfolios for MAP PROFIT SHARING PLAN (401K) participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MAP PROFIT SHARING PLAN (401K)