Investment options of MANNA DEVELOPMENT GROUP, LLC 401(K) PLAN
Total Available Funds: 39
| Investment Description |
|---|
| flexPATH flexPATH Index+ Aggressive Retirement Fund Class R1 |
| flexPATH flexPATH Index+ Aggressive 2035 Fund Class R1 |
| flexPATH flexPATH Index+ Aggressive 2045 Fund Class R1 |
| flexPATH flexPATH Index+ Aggressive 2055 Fund Class R1 |
| flexPATH flexPATH Index+ Moderate Retirement Fund Class R1 |
| flexPATH flexPATH Index+ Moderate 2035 Fund Class R1 |
| flexPATH flexPATH Index+ Moderate 2045 Fund Class R1 |
| flexPATH flexPATH Index+ Moderate 2055 Fund Class R1 |
| flexPATH flexPATH Index+ Conservative Retirement Fund Class R1 |
| flexPATH flexPATH Index+ Conservative 2045 Fund Class R1 |
| flexPATH flexPATH Index+ Conservative 2055 Fund Class R1 |
| flexPATH flexPATH Index+ Aggressive 2065 Fund Class R1 |
| flexPATH flexPATH Index+ Conservative 2065 Fund Class R1 |
| flexPATH flexPATH Index+ Moderate 2065 Fund Class R1 |
| PIMCO Short-Term Instl Fund |
| PIMCO Commodities Plus Strat Inst Fund |
| Amundi Asset Management Pioneer Strategic Income K Fund |
| BlackRock Advisors, LLC ishares US Agg Bond Index K Fund |
| Dimensional Fund Advisors DFA Inflation Protected Sec. Fund |
| Macquarie Macquarie Mid Cap Growth Fund Class R6 |
| Lord Abbett & Co, LLC Lord Abbett High Yield R6 Fund |
| Western Asset Management Co. Western Asset Core Plus Bond IS Fund |
| BlackRock Advisors, LLC Ishares Russ 1000 Large-Cap Index K Fund |
| Massachusetts Finacial Sevc Co MFS Value R6 Fund |
| Loomis Sayles Loomis Sayles Global Bond N Fund |
| Allspring Global Investments Allspring Spec. Small Cap Value R6 |
| John Hancock Funds Disciplined Value Mid Cap R6 |
| Vanguard Group Vanguard Explorer Fund Adm Fund |
| American Century Investment Management American Century Emerging Markets R6 |
| Columbia Management Advisors Columbia Overseas Value I3 |
| Dimensional Fund Advisors DFA International Core Equity I |
| Dimensional Fund Advisors DFA International Small Cap Value I Fund |
| Massachusetts Finacial Sevc Co MFS International New Discovery R6 Fund |
| Fidelity International Capital Appreciation Fund |
| Fidelity International Small Cap Fund |
| Fidelity Mid Cap |
| Fidelity Small Cap |
| Fidelity Growth Company K6 Fund |
| interest from 5.25% to 9.50% |
Investment model portfolios
We provide two types of investment model portfolios for MANNA DEVELOPMENT GROUP, LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MANNA DEVELOPMENT GROUP, LLC 401(K) PLAN