Investment options of MAKEREADY 401K PLAN
Total Available Funds: 44
| Investment Option List |
|---|
| John Hancock USA JH Multimanager Balanced LS $ 2 |
| John Hancock USA Vanguard Target Ret 2055 (VFFVX) |
| John Hancock USA JH Multimanager Growth LS (GOGIX) |
| John Hancock USA Vanguard Target Ret 2045 (VTIVX) |
| John Hancock USA Vanguard Target Ret 2050 (VFIFX) |
| John Hancock USA Vanguard Target Ret 2035 (VTTHX) |
| John Hancock USA Vanguard Target Ret 2040 (VFORX) |
| John Hancock USA Vanguard Target Ret 2030 (VTHRX) |
| John Hancock USA Vanguard Target Ret 2060 (VTTSX) |
| John Hancock USA Vanguard Target Ret 2065 (VSXFX) |
| John Hancock USA Vanguard Target Ret 2025 (VTTVX) |
| John Hancock USA JH Multimanager Conserv LS |
| John Hancock USA Blue Chip Growth Fund (JADZX) |
| John Hancock USA 500 Index Fund (JAGKX) |
| John Hancock USA JH Multimanager Aggressive LS |
| John Hancock USA JH Multimanager Moderate LS |
| John Hancock USA DFA US Targeted Value Fund |
| John Hancock USA American Funds EuroPac Growth (JIGHX) |
| John Hancock USA Vanguard Growth Index Fund (GOGIX) |
| John Hancock USA Fidelity ContraFund (FCNTX) |
| John Hancock USA Fidelity Advisor Total Bond (FEPIX) |
| John Hancock USA JPMorgan U.S. Equity Fund (JIEAX) |
| John Hancock USA Vanguard Value Index Fund (JEVLX) |
| John Hancock USA Vanguard Small Cap Grow Index (JESIX) |
| John Hancock USA Lord Abbett High Yield Fund |
| John Hancock USA Mid Cap Index Fund (JHMSX) |
| John Hancock USA Thrivent Mid Cap Stock Fund |
| John Hancock USA John Hancock Bond Fund (TIUSX) |
| John Hancock USA Real Est. Securities Fund (JADBX) |
| John Hancock USA DFA Intl Small Cap Value (JSCNX) |
| John Hancock USA Fidelity International Index (JICGX) |
| John Hancock USA Science & Technology Fund (JAFSX) |
| John Hancock USA Nuveen Small-Cap Blend Index (JESIX) |
| John Hancock USA Vanguard Mid-Cap Growth ETF (JACEX) |
| John Hancock USA Invesco Small Cap Growth (GTSVX) |
| John Hancock USA Carillon Eagle Mid Cap Growth (HRAYX) |
| John Hancock USA Vanguard Target Ret Income (VTINX) |
| John Hancock USA Vanguard Small Cap Value Index (JSCNX) |
| John Hancock USA Vanguard Target Ret 2020 (VTWNX) |
| John Hancock USA Vanguard Mid-Cap Value ETF (JVMRX) |
| 1 |
| John Hancock USA John Hancock Stable Value Fund |
| due at various maturity dates through July 2053. |
| TOTAL |
Investment model portfolios
We provide two types of investment model portfolios for MAKEREADY 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MAKEREADY 401K PLAN