Investment options of MAINLINE INFORMATION SYSTEMS 401(K) PLAN
Total Available Funds: 23
| Investment Description |
|---|
| T. ROWE PRICE FUNDS INST LARGE CAP GROWTH FUND |
| PRINCIPAL GLOBAL INVESTORS TRUST CO. MORLEY STABLE VALUE FUND |
| FIDELITY INVESTMENTS FIDELITY TOTAL MARKET INDEX FUND |
| GLOBAL TRUST COMPANY AMER CENT IN RETIRE TRUST S |
| PUTNAM INVESTMENTS PUTNAM LARGE CAP VALUE R6 FUND |
| GLOBAL TRUST COMPANY AM CENT RETIRE DT 2025 TRUST S |
| GLOBAL TRUST COMPANY AM CENT RETIRE DT 2030 TRUST S |
| GLOBAL TRUST COMPANY AM CENT RETIRE DT 2040 TRUST S |
| PRINCIPAL LIFE INSURANCE COMPANY PRIN MIDCAP VALUE I SA-Z |
| METROPOLITAN LIFE INSURANCE CO. METROPOLITAN WT TL RETURN BOND PLAN |
| THE AMERICAN FUNDS AMERICAN FDS NEWPRSP R6 FUND |
| GLOBAL TRUST COMPANY AM CENT RETIRE DT 2035 TRUST S |
| MFS INVESTMENT MANAGEMENT MFS MIDCAP GROWTH R6 FUND |
| PRINCIPAL LIFE INSURANCE COMPANY PRINCIPAL SELF-DIR BROKER ACCT |
| AMERICAN CENT. INV. AM CENT SMALL CAP VAL R6 FUND |
| FIDELITY INVESTMENTS FIDELITY TOTAL INT IDX FUND |
| PRINCIPAL LIFE INSURANCE COMPANY PRIN SAM BALANCED SEP ACCT-Z |
| LEGG MASON CLEARBRIDGE SM CP GR IS FUND |
| DIMENSIONAL FUND ADVISORS DFA EMERG MKT CORE EQTY I FUND |
| GLOBAL TRUST COMPANY AM CENT RETIRE DT 2045 TRUST S |
| GLOBAL TRUST COMPANY AM CENT RETIRE DT 2055 TRUST S |
| GLOBAL TRUST COMPANY AM CENT RETIRE DT 2050 TRUST S |
| FIDELITY INVESTMENTS FIDELITY US BOND INDEX FUND |
Investment model portfolios
We provide two types of investment model portfolios for MAINLINE INFORMATION SYSTEMS 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MAINLINE INFORMATION SYSTEMS 401(K) PLAN