Investment options of MAI WEALTH MANAGEMENT EMPLOYEE 401(K) SAVINGS PLAN
Total Available Funds: 41
| Investment Description |
|---|
| TD Ameritrade SDBA Self Directed Brokerage Account |
| Amer BCN International Equity R5 |
| American Funds Cap WD BD R6 |
| American Funds New World R6 |
| American Funds NW PRSPCTV R6 |
| American Funds Wash Mutual R6 |
| Blkrck High Yield Bnd Port K |
| Cohen&Steers Real Est S FD Z |
| Dodge & Cox Balanced FD I |
| JPMorgan LGCP Grw Fnd R6 |
| JPMorgan Mid Cap Growth FD R6 |
| JPMorgan Small-Cap Growth Fnd R6 |
| Mai Mangd Volatility F Inst |
| Pioneer Strategic Income Fnd K |
| Principal Blue Chip Fund R6 |
| Putnam Dynamic Asst All Bal F R6 |
| Putnam Dynamic Asst All Con F R6 |
| Putnam Dynamic Asst All Grw F R6 |
| Vanguard 500 Index Fund ADM |
| Vanguard Dev Mkts Index FD ADM |
| Vanguard Explorer Fund ADM |
| Vanguard International Growth Fnd ADM |
| Vanguard Mid-Cap Index Fund ADM |
| Vanguard Small-Cap Index Fnd ADM |
| Vanguard Total Stock Market Index FD ADM |
| Vanguard Target Retirement 2020 FD |
| Vanguard Target Retirement 2025 FD |
| Vanguard Target Retirement 2030 FD |
| Vanguard Target Retirement 2035 FD |
| Vanguard Target Retirement 2040 FD |
| Vanguard Target Retirement 2045 FD |
| Vanguard Target Retirement 2050 FD |
| Vanguard Target Retirement 2055 FD |
| Vanguard Target Retirement 2060 FD |
| Vanguard Target Retirement 2065 FD |
| Vanguard Windsor II Fund ADM |
| VOYA GV Money Market F A (HLD ACCT) |
| VOYA Intermediate Bond Fund R6 |
| VOYA Fixed Account (4450) Insurance Company General Account |
| Mid Cap Value Fund R1 |
| Small Cap Value Fund II R1 |
Investment model portfolios
We provide two types of investment model portfolios for MAI WEALTH MANAGEMENT EMPLOYEE 401(K) SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MAI WEALTH MANAGEMENT EMPLOYEE 401(K) SAVINGS PLAN