Investment options of Madison Kipp Retirement Savings Plan
Total Available Funds: 28
| Investment Description |
|---|
| Fidelity Contrafund Fund, Class K N/R |
| Fidelity Managed Income Portfolio Fund, Class N/R |
| Fidelity 500 Index Fund N/R |
| Fidelity Freedom 2025 Fund, Class K N/R |
| Fidelity Freedom 2035 Fund, Class K N/R |
| Fidelity Freedom 2030 Fund, Class K N/R |
| Fidelity Freedom 2045 Fund, Class K N/R |
| Fidelity Freedom 2055 Fund, Class K N/R |
| Fidelity Freedom 2020 Fund, Class K N/R |
| Fidelity Freedom 2050 Fund, Class K N/R |
| Fidelity Freedom 2040 Fund, Class K N/R |
| Fidelity Freedom 2015 Fund, Class K N/R |
| Fidelity Extended Market Index Fund N/R |
| Fidelity Freedom 2060 Fund, Class K N/R |
| Fidelity Diversified International Fund N/R |
| Fidelity Freedom Income Fund, Class K N/R |
| American Century Government Bond Fund, Investor Class N/R |
| MFS Mid Cap Value Fund, Class R4 N/R |
| Fidelity Global ex U.S. Index Fund N/R |
| Fidelity U.S. Bond Index Fund N/R |
| Glenmede Small Cap Equity Portfolio Fund, Class I N/R |
| John Hancock Disciplined Value Fund, Class R6 N/R |
| Lazard Emerging Markets Equity Fund N/R |
| Fidelity Inflation Protected Bond Index Fund N/R |
| Fidelity Freedom 2065 Fund, Class K N/R |
| Carillon Eagle Mid Cap Growth Fund, Class I N/R |
| Fidelity Freedom 2010 Fund, Class K N/R |
| Fidelity Freedom 2070 Fund, Class K N/R |
Investment model portfolios
We provide two types of investment model portfolios for Madison Kipp Retirement Savings Plan participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for Madison Kipp Retirement Savings Plan