Investment options of MADD 403B PLAN
Total Available Funds: 57
| Investment Description |
|---|
| TRwPr Retirement 2010 Fund I 6,521 shares |
| TRwPr Retirement 2015 Fund I 17,098 shares |
| TRwPr Retirement 2020 Fund I 88,442 shares |
| TRwPr Retirement 2025 Fund I 63,219 shares |
| TRwPr Retirement 2030 Fund I 60,714 shares |
| TRwPr Retirement 2035 Fund I 40,590 shares |
| TRwPr Retirement 2040 Fund I 46,285 shares |
| TRwPr Retirement 2045 Fund I 41,875 shares |
| TRwPr Retirement 2050 Fund I 34,706 shares |
| TRwPr Retirement 2055 Fund I 26,311 shares |
| TRwPr Retirement 2060 Fund I 11,921 shares |
| TRwPr Retirement 2065 Fund I 3,250 shares |
| JPMorgan Core Plus Bond Fund R6 7,792 shares |
| The Hartford Strategic Income Fund 11,921 shares |
| Fidelity US Bond Index Fund 15,927 shares |
| American Funds New World Fund 583 shares |
| MFS Intl Diversification Fund 1,205 shares |
| Fidelity International Index Fund 2,121 shares |
| Inv Discovery Fund 305 shares |
| John Hancock Disp Value Mid Cap Fund 1,728 shares |
| Franklin Small Cap Value Fund 608 shares |
| BlackRock Mid Cap Growth Equity Port Fund 359 shares |
| Fidelity Mid Cap Index Fund 2,497 shares |
| AB Large Cap Growth 2,802 shares |
| Putnam Large Cap Value Fund 4,608 shares |
| Fidelity 500 Index Fund 2,515 shares |
| Fidelity Small Cap Index Fund 4,265 shares |
| VOYA Fixed Plus Account III |
| AB Large Cap Grw Fnd Z Registered Investment Company |
| American Funds New World R6 Registered Investment Company |
| BlackRock Mid-Cap Grw Eq Por K Registered Investment Company |
| Fid US Bd Id Fd Registered Investment Company |
| Fidelity 500 Index Fund Registered Investment Company |
| Fidelity Intl Index Fnd Registered Investment Company |
| Fidelity Mid Cap Idx Fd Registered Investment Company |
| Fidelity Sm Cp Ind Fd Registered Investment Company |
| Franklin Sm Cap Value Fnd R6 Registered Investment Company |
| Hartford Strat Inc R6 Registered Investment Company |
| Inv Discovery Fd R6 Registered Investment Company |
| JPMorgan Core Plus Bond Fnd R6 Registered Investment Company |
| Janus Hndrsn Glbl Rl Est Fd N Registered Investment Company |
| John Hanck Dis Val Md Cp Fd R6 Registered Investment Company |
| MFS Intl Diversification Fd R6 Registered Investment Company |
| Putnam Lrg Cp Val Fd – Cl R6 Registered Investment Company |
| TRwPr Retirement 2005 Fund I Registered Investment Company |
| TRwPr Retirement 2010 Fund I Registered Investment Company |
| TRwPr Retirement 2015 Fund I Registered Investment Company |
| TRwPr Retirement 2020 Fund I Registered Investment Company |
| TRwPr Retirement 2025 Fund I Registered Investment Company |
| TRwPr Retirement 2030 Fund I Registered Investment Company |
| TRwPr Retirement 2035 Fund I Registered Investment Company |
| TRwPr Retirement 2040 Fund I Registered Investment Company |
| TRwPr Retirement 2045 Fund I Registered Investment Company |
| TRwPr Retirement 2050 Fund I Registered Investment Company |
| TRwPr Retirement 2055 Fund I Registered Investment Company |
| TRwPr Retirement 2060 Fund I Registered Investment Company |
| TRwPr Retirement 2065 Fund I Registered Investment Company |
Investment model portfolios
We provide two types of investment model portfolios for MADD 403B PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for MADD 403B PLAN