Select Page

Macatawa Bank 401(k) Plan
Investment Model Portfolios

Macatawa Bank Corporation (Ticker:MCBC) has the "Macatawa Bank 401(k) Plan".

Investment options of Macatawa Bank 401(k) Plan

Total Available Funds: 26
Asset Class Ticker Description
US EQUITY
LARGE BLEND FUSVX Fidelity Investments Spartan U.S. Equity Index Fund
LARGE VALUE DODGX Dodge & Cox Stock Fund
SMALL BLEND NBGNX Neuberger Berman Genesis Investor Fund
LARGE GROWTH PRGFX T. Rowe Price Retirement Growth Stock Fund
MID-CAP VALUE RRMVX T. Rowe Price Retirement Mid Cap Fund
MID-CAP BLEND VIMSX Vanguard Mid-Cap Index Fund
LARGE BLEND TRSGX T. Rowe Price Retirement PS Growth Fund
MID-CAP VALUE RSCMX Riversource Mid Cap Value Fund
Small Growth RYVPX Royce Value Plus Svc Fund
SMALL VALUE PNVRX Allianz Small Cap Value Fund
INTERNATIONAL EQUITY
Foreign Large Growth JAOSX Janus Overseas Fund
Foreign Large Value DODFX Dodge Cox International Stock Fund
Foreign Large Blend UMBWX UMB Scout International Fund
Others
Moderate Allocation CTFAX Columbia Acorn Fund
Moderate Allocation VALIX Value Line Income Growth Fund
Target Date 2016-2020 RRTBX T. Rowe Price Retirement 2020 Fund
Moderate Allocation TRPBX T. Rowe Price Retirement PS Balanced Fund
Conservative Allocation PRSIX T. Rowe Price Retirement PS Income Fund
Target Date 2026-2030 RRTCX T. Rowe Price Retirement 2030 Fund
Target Date 2036-2040 RRTDX T. Rowe Price Retirement 2040 Fund
Target Date 2050+ TRRMX T. Rowe Price Retirement 2050 Fund
ROOT CASH Dreyfus Cash Management
ROOT CASH Northern Tr Corporation Money Mkt Fund
FIXED INCOME
Intermediate Government FGOVX Fidelity Investments Government Income Fund
Short-Term Bond VFSTX Vanguard Short-term Investment
Long-Term Bond VBLTX Vanguard Long-term Bond Index Fund

Investment model portfolios

We provide two types of investment model portfolios for Macatawa Bank 401(k) Plan participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

Name YTD Return 1Yr AR 3Yr AR 5Yr AR 10Yr AR 15Yr AR 20Yr AR Inception
Macatawa Bank 401(k) Plan Tactical Asset Allocation Moderate NA 21.55% 2.60% 6.80% 4.51% 5.42% 6.49% 7.18%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES) NA 37.82% 8.86% 15.20% 12.89% 14.04% 10.46% 8.70%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES) NA 22.89% 2.25% 6.63% 6.01% 7.19% 6.10% 5.79%
Data as of 10/31/2024, AR inception is 12/31/2000

Retirement Plan (401(k)) Info for Macatawa Bank 401(k) Plan

Click here for more plan details and features ►