Investment options of LONG'S JEWELERS, LTD 401(K) PROFIT SHARING PLAN
Total Available Funds: 42
| Investment Description |
|---|
| JOHN HANCOCK USA GUARANTEED INVESTMENT CONTRACT |
| JOHN HANCOCK USA 500 INDEX FUND |
| JOHN HANCOCK USA AMERICAN BALANCED FUND |
| JOHN HANCOCK USA BLACKROCK GLOBAL ALLOCATION |
| JOHN HANCOCK USA CAPITAL APPRECIATION FUND |
| JOHN HANCOCK USA CARILLON EAGLE MID CAP GROWTH FUND |
| JOHN HANCOCK USA DFA INTERNATIONAL SMALL COMPANY FUND |
| JOHN HANCOCK USA EUROPACIFIC GROWTH FUND |
| JOHN HANCOCK USA FIDELITY ADVISOR ENERGY FUND |
| JOHN HANCOCK USA FIDELITY ADVISOR TOTAL BOND |
| JOHN HANCOCK USA FINANCIAL INDUSTRIES FUND |
| JOHN HANCOCK USA GLOBAL BOND FUND |
| JOHN HANCOCK USA HIGH YIELD FUND |
| JOHN HANCOCK USA INVESCO SMALL CAP GROWTH |
| JOHN HANCOCK USA JH DISCIPLINED VALUE INTL FUND |
| JOHN HANCOCK USA JH MULTIMANAGER AGGRESSIVE LS |
| JOHN HANCOCK USA JH MULTIMANAGER BALANCED LS |
| JOHN HANCOCK USA JH MULTIMANAGER CONSERV LS |
| JOHN HANCOCK USA JH MULTIMANAGER GROWTH LS |
| JOHN HANCOCK USA JH MULTIMANAGER MODERATE LS |
| JOHN HANCOCK USA JH STRATEGIC GROWTH FUND |
| JOHN HANCOCK USA JPMORGAN US EQUITY FUND |
| JOHN HANCOCK USA UTILITIES FUND |
| JOHN HANCOCK USA MID CAP INDEX FUND |
| JOHN HANCOCK USA MONEY MARKET FUND |
| JOHN HANCOCK USA NEW PERSPECTIVE FUND |
| JOHN HANCOCK USA NEW WORLD FUND |
| JOHN HANCOCK USA PIMCO ALL ASSET |
| JOHN HANCOCK USA PIMCO REAL RETURN |
| JOHN HANCOCK USA REAL EST. SECURITIES FUND |
| JOHN HANCOCK USA ROYCE OPPORTUNITY FUND |
| JOHN HANCOCK USA SCIENCE AND TECHNOLOGY FUND |
| JOHN HANCOCK USA SMALL CAP INDEX FUND |
| JOHN HANCOCK USA T. ROWE PRICE HEALTH SCI |
| JOHN HANCOCK USA T. ROWE PRICE SML CAP VAL |
| JOHN HANCOCK USA T. ROWE PRICE SPECTRUM INC |
| JOHN HANCOCK USA TOTAL STOCK MARKET INDEX FUND |
| JOHN HANCOCK USA VANGUARD EXPLORER FUND |
| JOHN HANCOCK USA VANGUARD SHORT-TERM FEDERAL |
| JOHN HANCOCK USA VANGUARD VALUE INDEX FUND |
| JOHN HANCOCK USA VANGUARD MID-CAP VALUE ETF |
| JOHN HANCOCK USA WASHINGTON MUTUAL INVESTORS |
Investment model portfolios
We provide two types of investment model portfolios for LONG'S JEWELERS, LTD 401(K) PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for LONG'S JEWELERS, LTD 401(K) PROFIT SHARING PLAN