LITTLER MENDELSON 401K PLAN AND TRUST Investment Model Portfolios

Investment options of LITTLER MENDELSON 401K PLAN AND TRUST

Total Available Funds: 13

Asset Class

Ticker

Description

FIXED INCOME
Intermediate-Term Bond	PTRAX	PIMCO Funds: Total Return Fund; Administrative Class Shares
Multisector Bond	LSBRX	Loomis Sayles Funds I: Natixis Loomis Sayles Bond Fund; Retail Class
Intermediate-Term Bond	PMTAX	PIMCO Funds: Mortgage-Backed Securities Fund; Administrative Class Shares

Others
ROOT	SWVXX	Charles Schwab Family of Funds: Schwab Value Advantage Money Fund; Investor Class Shares
Moderate Allocation	RLBEX	American Balanced Fund; Class R-4 Shares
Moderate Allocation	MSFRX	MFS Series Trust V: MFS Total Return Fund; Class A Shares
Moderate Allocation	RIDEX	Income Fund of America; Class R-4 Shares

US EQUITY
Small Growth	BUFSX	Buffalo Funds: Buffalo Small Cap Fund
Mid-Cap Growth	BARAX	Baron Investment Funds Trust: Baron Asset Fund; Retail Shares
LARGE GROWTH	RGAEX	Growth Fund of America
MID-CAP VALUE	JMVSX	JP Morgan Fleming Mutual Fund Group
SMALL VALUE	PVADX	Allianz Funds: AllianzGI NFJ Small-Cap Value Fund; Administrative Class Shares

INTERNATIONAL EQUITY
Foreign Large Blend	REREX	EuroPacific Growth Fund; Class R-4 Shares

Investment model portfolios

We provide two types of investment model portfolios for LITTLER MENDELSON 401K PLAN AND TRUST participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Retirement Plan (401(k)) Info for LITTLER MENDELSON 401K PLAN AND TRUST

LITTLER MENDELSON 401(K) PLAN AND TRUST

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