Investment options of LHC GROUP 401(K) PLAN
Total Available Funds: 26
| Investment Option List |
|---|
| American Funds American Balanced R4 (GBLAX) |
| American Funds New Perspective R4 (FFPNX) |
| Black Rock BlackRock LifePath Index Retire Inv A (LIVAX) |
| Black Rock BlackRock LifePath Index 2030 Inv A (STLDX) |
| Black Rock BlackRock LifePath Index 2035 Inv A (LIVAX) |
| Black Rock BlackRock LifePath Index 2040 Inv A (STLEX) |
| Black Rock BlackRock LifePath Index 2045 Inv A (LIVAX) |
| Black Rock BlackRock LifePath Index 2050 Inv A (LIVAX) |
| Black Rock BlackRock LifePath Index 2055 Inv A (LIVAX) |
| Black Rock BlackRock LifePath Index 2060 Inv A (LIVAX) |
| Black Rock BlackRock LifePath Index 2065 Inv A (LIVAX) |
| Clearbridge Clearbridge International Growth I (LMGTX) |
| Fidelity US Bond Index (FSHBX) |
| Fidelity 500 Index (FUSEX) |
| Fidelity Mid Cap Index (FIIMX) |
| Fidelity International Index (FDIVX) |
| Fidelity Small Cap Index (FSISX) |
| Hartford Hartford Core Equity R4 (HGIYX) |
| American Funds New World R6 (HVWBX) |
| JP Morgan JPMorgan Equity Income R3 (HLIEX) |
| Loomis Sayles Loomis Sayles Small Cap Growth Retail (LCGRX) |
| Lord Abbett Bond Debenture R4 (LBDFX) |
| MFS Growth R3 (MQGIX) |
| MFS Mid Cap Growth (OTCIX) |
| Victory Victory Sycamore Established Value A (GETGX) |
| Victory Victory Sycamore Small Company Opp A (VSOIX) |
Investment model portfolios
We provide two types of investment model portfolios for LHC GROUP 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for LHC GROUP 401(K) PLAN