Investment options of LEHIGH UNIVERSITY RETIREMENT PLAN
Total Available Funds: 33
| Investment Description |
|---|
| CREF CREF MONEY MARKET |
| CREF CREF STOCK |
| CREF CREF SOCIAL CHOICE |
| CREF CREF CORE BOND R2 |
| CREF CREF GLOBAL EQUITIES |
| CREF CREF GROWTH |
| CREF CREF EQUITY INDEX |
| CREF CREF INFLATION-LINKED BOND |
| VANGUARD VANGUARD EXTENDED MKT IDX INST |
| VANGUARD VANGUARD FEDERAL MONEY MARKET |
| VANGUARD VANGUARD INFLATION PROTECT SEC |
| VANGUARD VANGUARD INSTITUTIONAL INDEX |
| VANGUARD VANGUARD TARGET RET 2015 INV |
| VANGUARD VANGUARD TARGET RET 2020 INV |
| VANGUARD VANGUARD TARGET RET 2025 INV |
| VANGUARD VANGUARD TARGET RET 2030 INV |
| VANGUARD VANGUARD TARGET RET 2035 INV |
| VANGUARD VANGUARD TARGET RET 2040 INV |
| VANGUARD VANGUARD TARGET RET 2045 INV |
| VANGUARD VANGUARD TARGET RET 2050 INV |
| VANGUARD VANGUARD TARGET RET 2055 INV |
| VANGUARD VANGUARD TARGET RET 2060 INV |
| VANGUARD VANGUARD TARGET RET 2065 INV |
| MFS MFS INSTL INTERNATIONAL EQUITY |
| PARNASSUS PARNASSUS EQUITY INCOME INST |
| BOSTON BOSTON TRUST SMALL CAP FUND |
| FIRST EAGLE FIRST EAGLE GLOBAL FUND |
| CHAMPLAIN CHAMPLAIN MID CAP FD INS CL |
| LOOMIS LOOMIS SAYLES CORE PLUS BD Y |
| COLUMBIA DIVIDEND INCOME INST3 |
| ALLSPRING SPEC SMALLCAP GROWTH R6 |
| JPMORGAN LARGE CAP GROWTH R6 |
| PRINCIPAL REAL ESTATE SEC INST |
Investment model portfolios
We provide two types of investment model portfolios for LEHIGH UNIVERSITY RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for LEHIGH UNIVERSITY RETIREMENT PLAN