Investment options of LEGACY LIFECARE 403(B) PLAN
Total Available Funds: 41
| Investment Description |
|---|
| American Funds 2035 Target Date R6 N/R |
| American Funds 2030 Target Date R6 N/R |
| Vanguard 500 Index Fund Adm N/R |
| American Funds 2025 Target Date R6 N/R |
| American Funds 2045 Target Date R6 N/R |
| American Funds 2040 Target Date R6 N/R |
| JP Morgan JPMorgan Large Cap Growth Fund R6 N/R |
| American Funds 2050 Target Date R6 N/R |
| JP Morgan JPMorgan Equity Income Fund R6 N/R |
| American Funds 2020 Target Date R6 N/R |
| American Funds 2010 Target Date R6 N/R |
| American Funds 2055 Target Date R6 N/R |
| Virtus KAR Mid Cap Core Fund R6 N/R |
| Fidelity Advisor International Capital Appreciation Fund N/R |
| MFS Mid Cap Value Fund R6 N/R |
| BlackRock High Yield Bond Portfolio K N/R |
| American Funds American Balanced R6 N/R |
| DFA Inflation-Protected Securities Portfolio Ins N/R |
| MFS New Discovery Value Fund R6 N/R |
| American Funds New World R6 N/R |
| PIMCO Income Fund Ins N/R |
| American Funds New Perspective R6 N/R |
| Vanguard Mid-Cap Index Fund Adm N/R |
| Vanguard Small Cap Index Fund Adm N/R |
| Vanguard Explorer Fund Admiral N/R |
| American Funds 2060 Target Date R6 N/R |
| American Funds 2015 Target Date R6 N/R |
| American Funds 2065 Target Date R6 N/R |
| Lincoln National LVIP Dimensional U.S. Core Equity I Fund N/R |
| BlackRock Sustainable Advantage Large Cap Core K N/R |
| Voya Voya Fixed Plus Account III N/R |
| Voya Voya Fixed Plus Account (4564) N/R |
| Voya Voya Fixed Account (4550) N/R |
| Voya Voya Solution Balanced Portfolio – Service Class N/R |
| Voya Voya Global Insights Portfolio Initiative N/R |
| Voya Voya Balanced Income Portfolio – Institutional Class N/R |
| Voya Fidelity VIP Growth Portfolio N/R |
| Voya Voya T. Rowe Price Growth Equity Portfolio I N/R |
| Voya Voya Growth and Income Portfolio I N/R |
| Voya Voya Intermediate Bond Portfolio I N/R |
| Voya Voya Invesco Equity & Income Portfolio I N/R |
Investment model portfolios
We provide two types of investment model portfolios for LEGACY LIFECARE 403(B) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for LEGACY LIFECARE 403(B) PLAN