Investment options of LANCASTER BIBLE COLLEGE RETIREMENT PLAN
Total Available Funds: 124
| Investment Description |
|---|
| TIAA-CREF TIAA Traditional Benefit Responsive |
| TIAA-CREF CREF Stock Fund R1 |
| TIAA-CREF CREF Social Choice Fund R1 |
| TIAA-CREF CREF Core Bond Fund R1 |
| TIAA-CREF CREF Global Equities Fund R1 |
| TIAA-CREF CREF Growth Fund R1 |
| TIAA-CREF CREF Equity Index Fund R1 |
| TIAA-CREF CREF Inflation-Linked Bond Fund R1 |
| TIAA-CREF Access Lifecycle 2010 T4 |
| TIAA-CREF Access Lifecycle 2015 T4 |
| TIAA-CREF Access Nuveen Lifecycle 2020 T4 |
| TIAA-CREF Access Nuveen Lifecycle 2025 T4 |
| TIAA-CREF Access Nuveen Lifecycle 2030 T4 |
| TIAA-CREF Access Nuveen Lifecycle 2035 T4 |
| TIAA-CREF Access Nuveen Lifecycle 2040 T4 |
| TIAA-CREF Access Nuveen Lifecycle 2045 T4 |
| TIAA-CREF Access Nuveen Lifecycle 2050 T4 |
| TIAA-CREF Access Nuveen Lifecycle 2055 T4 |
| TIAA-CREF Access Nuveen Lifecycle 2060 T4 |
| TIAA-CREF Access Nuveen Core Bond Plus T4 |
| TIAA-CREF Access Nuveen Equity Index T4 |
| TIAA-CREF Access Nuveen Core Equity T4 |
| TIAA-CREF Access International Equity T4 |
| TIAA-CREF Access Nuveen Large-Cap Growth T4 |
| TIAA-CREF Access Nuveen Large-Cap Value T4 |
| TIAA-CREF Access Nuveen Mid-Cap Growth T4 |
| TIAA-CREF Access Nuveen Mid-Cap Value T4 |
| TIAA-CREF Access Nuveen Small-Cap Blend Index T4 |
| TIAA-CREF Access Nuveen Quant Small-Cap Equity T4 |
| TIAA-CREF Access Nuveen Large Cap Responsible Equity T4 |
| Equitable EQ/Large Cap Growth Managed Volatility |
| Equitable EQ/Large Cap Value Managed Volatility |
| Equitable EQ/Mid Cap Value Managed Volatility |
| Equitable EQ/Small Company Index |
| Equitable EQ/International Equity Index |
| Equitable EQ/International Value Managed Volatility Portfolio |
| Equitable EQ/Global Equity Managed Volatility Portfolio |
| Equitable Charter Multi-Sector Bond |
| Equitable Multimanager Core Bond |
| Equitable EQ/PIMCO Ultra Short Bond |
| Equitable EQ/1290 VT Mergers and Acquisition |
| Equitable EQ/Clearbridge Large Cap GRWT ESG |
| Equitable EQ/Blackrock Basic Value Equity |
| Equitable EQ/1290 VT Small Company Value |
| Equitable EQ/International Core Managed Volatility |
| Equitable EQ/Target 2035 Allocation Portfolio |
| Equitable EQ/MSF International Growth |
| Equitable EQ/Common Stock Index |
| Equitable EQ/American Century Mid Cap Value |
| Equitable EQ/1290 VT Small Cap Value Portfolio |
| Equitable EQ/Aggressive Growth Strategy |
| American Funds Capital Income Builder Fund – A |
| American Funds American Capital World Growth & Income Fund – A |
| Federated Hermes Equity Income Fund – A |
| Federated Hermes Kaufmann Fund – A |
| Franklin Templeton Franklin Mutual Beacon Fund – A |
| Invesco Charter Fund – A |
| Invesco Discovery Mid Cap Growth – A |
| Invesco Diversified Dividend Fund – A |
| Invesco Equity and Income Fund – A |
| Invesco EQV International Equity Fund – A |
| Invesco Main Street Fund – A |
| CREF Stock R1 Registered Investment Company N/R |
| CREF Social Choice R1 Registered Investment Company N/R |
| CREF Global Equities R1 Registered Investment Company N/R |
| CREF Growth R1 Registered Investment Company N/R |
| CREF Equity Index R1 Registered Investment Company N/R |
| CREF Inflation-Linked Bond R1 Registered Investment Company N/R |
| TIAA Access Nuv Core Pl Bd T4 Registered Investment Company N/R |
| TIAA Access Nuv Equity Idx T4 Registered Investment Company N/R |
| TIAA Access Nuv Core Equity T4 Registered Investment Company N/R |
| TIAA Access Nuv Intl Equity T4 Registered Investment Company N/R |
| TIAA Access Nuv Lrg Cap Gr T4 Registered Investment Company N/R |
| TIAA Access Nuv Lrg Cap Val T4 Registered Investment Company N/R |
| TIAA Access Nuv LifCyc 2010 T4 Registered Investment Company N/R |
| TIAA Access Nuv LifCyc 2015 T4 Registered Investment Company N/R |
| TIAA Access Nuv LifCyc 2020 T4 Registered Investment Company N/R |
| TIAA Access Nuv LifCyc 2025 T4 Registered Investment Company N/R |
| TIAA Access Nuv LifCyc 2030 T4 Registered Investment Company N/R |
| TIAA Access Nuv LifCyc 2035 T4 Registered Investment Company N/R |
| TIAA Access Nuv LifCyc 2040 T4 Registered Investment Company N/R |
| TIAA Access Nuv LifCyc 2045 T4 Registered Investment Company N/R |
| TIAA Access Nuv LifCyc 2050 T4 Registered Investment Company N/R |
| TIAA Access Nuv Mid Cap Grw T4 Registered Investment Company N/R |
| TIAA Access Nuv Mid Cap Val T4 Registered Investment Company N/R |
| TIAA Access Nuv RlEstSecSel T4 Registered Investment Company N/R |
| TIAA Access Nuv Sm Cp Bl Ix T4 Registered Investment Company N/R |
| TIAA Access Nuv Qt Sm Cp Eq T4 Registered Investment Company N/R |
| TIAA Access Nuv LgCp Res Eq T4 Registered Investment Company N/R |
| CREF Core Bond R1 Registered Investment Company N/R |
| TIAA Access Nuv LifCyc 2055 T4 Registered Investment Company N/R |
| TIAA Access Nuv LifCyc 2060 T4 Registered Investment Company N/R |
| 1290 VT GAMCO Mergers & Acq Registered Investment Company N/R |
| 1290 VT GAMCO Small Co Val Registered Investment Company N/R |
| 1290 VT Small Cap Value Registered Investment Company N/R |
| EQ/Aggressive Growth Strategy Registered Investment Company N/R |
| EQ/American Centry Mid Cap Val Registered Investment Company N/R |
| EQ/Wells Fargo Omega Growth Registered Investment Company N/R |
| EQ/Com Stck Index Registered Investment Company N/R |
| EQ/Core Plus Bond Registered Investment Company N/R |
| EQ/Glb Eqty Managed Vol Registered Investment Company N/R |
| EQ/Int Val Managed Vol Registered Investment Company N/R |
| EQ/International Equity Index Registered Investment Company N/R |
| EQ/Lg Cap Grw Managed Vol Registered Investment Company N/R |
| EQ/Lg Cap Val Managed Vol Registered Investment Company N/R |
| EQ/MFS International Growth Registered Investment Company N/R |
| EQ/Mid Cap Val Managed Vol Registered Investment Company N/R |
| EQ/PIMCO Ultra Short Bond Registered Investment Company N/R |
| EQ/Small Company Index Registered Investment Company N/R |
| EQ/Value Equity Registered Investment Company N/R |
| Multimanager Core Bond Registered Investment Company N/R |
| Target 2035 Allocation Registered Investment Company N/R |
| American Funds Capital Income Builder Fund – A Registered Investment Company N/R |
| American Funds Capital World Growth & Income – ARegistered Investment Company N/R |
| Federated Hermes Equity Income Fund – A Registered Investment Company N/R |
| Federated Hermes Kaufmann Fund – A Registered Investment Company N/R |
| Franklin Mutual Beacon Fund – A Registered Investment Company N/R |
| Invesco Equity & Income Fund – A Registered Investment Company N/R |
| Invesco Oppenheimer Main Street Fund – A Registered Investment Company N/R |
| Invesco Charter Fund – A Registered Investment Company N/R |
| Invesco Diversified Dividend Fund – A Registered Investment Company N/R |
| Invesco EVQ Int'l Equity A Registered Investment Company N/R |
| Invesco Discovery MidCap Growth A Registered Investment Company N/R |
| Indictates party-in-interest |
Investment model portfolios
We provide two types of investment model portfolios for LANCASTER BIBLE COLLEGE RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for LANCASTER BIBLE COLLEGE RETIREMENT PLAN