Investment options of LAFONTAINE MOTORS 401(K) PLAN
Total Available Funds: 30
| Investment Option List |
|---|
| EI Fixed Account – Series Class I Fixed Annuities |
| at various dates through December 2053 |
| 1FFGZX 70,435.64 |
| 1FFWTX 1,724,341.42 |
| 1FIWFX 322,248.46 |
| 1FIWTX 1,173,075.48 |
| 1FFEDX 3,577,952.77 |
| 1FFEGX 7,118,075.20 |
| 1FFEZX 4,956,925.86 |
| 1FFIZX 6,160,818.30 |
| 1FFOLX 5,650,716.45 |
| 1FFOPX 5,767,600.85 |
| 1FFLDX 3,890,922.93 |
| 1FFLEX 2,926,145.55 |
| 1FFIKX 1,984,003.68 |
| 1RERGX 96,985.66 |
| 1FTIHX 803,789.64 |
| 1FSSNX 186,114.78 |
| 1MSGZX 43,148.41 |
| 1ESPRX 55,972.03 |
| 1FSMDX 238,281.37 |
| 1JMVYX 45,142.66 |
| 1OTCKX 109,486.98 |
| 1FXAIX 1,359,742.98 |
| 1JLGMX 366,183.18 |
| 1MEIKX 229,093.58 |
| 1MPHQX 139,411.75 |
| 1FXNAX 457,776.25 |
| 1GWAQ35 1.450 235,172.95 |
| FORFEITURES 185,393.39 |
Investment model portfolios
We provide two types of investment model portfolios for LAFONTAINE MOTORS 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for LAFONTAINE MOTORS 401(K) PLAN