Investment options of LAEG 401(K) PLAN
Total Available Funds: 39
| Investment Description |
|---|
| American Funds American Balanced R6 N/R |
| American Funds EuroPacific Gr R6 N/R |
| Fidelity 500 Index N/R |
| JPMorgan US Equity R6 N/R |
| Mainstay Mainstay MacKay High Yield Crp Bd R6 N/R |
| MFS Mid Cap Growth R6 N/R |
| Pioneer Fundamental Growth K N/R |
| Putnam Large Cap Value A N/R |
| Vanguard Equity Income Adm N/R |
| Vanguard GNMA Admiral N/R |
| Vanguard Mid Cap Index Adm N/R |
| Vanguard Small Cap Index Adm N/R |
| Vanguard Target Retirement 2020 N/R |
| Vanguard Target Retirement 2025 N/R |
| Vanguard Target Retirement 2030 N/R |
| Vanguard Target Retirement 2035 N/R |
| Vanguard Target Retirement 2040 N/R |
| Vanguard Target Retirement 2045 N/R |
| Vanguard Target Retirement 2050 N/R |
| Vanguard Target Retirement 2055 N/R |
| Vanguard Target Retirement 2060 N/R |
| Vanguard Target Retirement 2065 Inv N/R |
| Vanguard Target Retirement Income N/R |
| Victory Victory Sycamore Est Value R6 N/R |
| Victory Victory Sycamore Small Co Opp A N/R |
| Transamerica Ret Solutions Corp Stable Pooled Fund N/R |
| JP MORGAN JPMORGAN U.S. EQUITY L 1/1/2024 11/20/2024 9.670 |
| NEW YORK LIFE INVESTMENTS NYLI MACKAY HIGH YIELD CORPORATE BOND I 1/1/2024 11/20/2024 14.505 |
| PUTNAM LARGE CAP VALUE A 1/1/2024 12/31/2024 48.350 |
| VICTORY VICTORY SYCAMORE SMALL COMPANY OPPORTUNITY A 1/1/2024 12/31/2024 48.350 |
| Transamerica Ret Solutions Corp Stable Pooled Fd |
| American Funds EuroPacific Gr R6 |
| Fidelity 500 Index |
| Pioneer Fundamental Gr K |
| Putnam Lg Cap Val A |
| Vanguard Target Retrmnt 2040 |
| Vanguard Target Retrmnt 2045 |
| Vanguard Target Retrmnt 2050 |
| Vanguard Target Retrmnt Inc |
Investment model portfolios
We provide two types of investment model portfolios for LAEG 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for LAEG 401(K) PLAN