Investment options of LADACIN NETWORK, INC. DEFINED CONTRIBUTION PLAN
Total Available Funds: 33
| Investment Description |
|---|
| ALLSPRING GLOBAL INVESTMENTS SPECIAL MID CAP VALUE R6 FUND |
| AMERICAN FUNDS EUROPACIFIC GROWTH R6 FUND |
| AMERICAN FUNDS NEW WORLD R6 FUND |
| AMERICAN FUNDS GROWTH FUND OF AMER R6 |
| AMERICAN FUNDS CAPITAL INCOME BLDR R6 FUND |
| BLACKROCK EQUITY DIVIDEND FUND |
| BLACKROCK STRATEGIC INCOME OPPS FUND |
| DELAWARE FUNDS BY MACQUARIE IVY SMALL CAP GROWTH R6 FUND |
| JP MORGAN LARGE CAP GROWTH R6 FUND |
| LORD ABBETT VALUE OPPORTUNITIES R6 |
| MFS VALUE R6 FUND |
| MASSMUTUAL MID CAP GROWTH I |
| MASSMUTUAL SELECT T.ROWE PR RETIREMENT 2015 FUND |
| MASSMUTUAL SELECT T.ROWE PR RETIREMENT 2020 FUND |
| MASSMUTUAL SELECT T.ROWE PR RETIREMENT 2025 FUND |
| MASSMUTUAL SELECT T.ROWE PR RETIREMENT 2030 FUND |
| MASSMUTUAL SELECT T.ROWE PR RETIREMENT 2035 FUND |
| MASSMUTUAL SELECT T.ROWE PR RETIREMENT 2040 FUND |
| MASSMUTUAL SELECT T.ROWE PR RETIREMENT 2045 FUND |
| MASSMUTUAL SELECT T.ROWE PR RETIREMENT 2050 FUND |
| MASSMUTUAL SELECT T.ROWE PR RETIREMENT 2055 FUND |
| MASSMUTUAL SELECT T.ROWE PR RETIREMENT 2060 FUND |
| MASSMUTUAL SELECT T.ROWE PR RETIREMENT 2065 FUND |
| MASSMUTUAL SELECT T.ROWE PR RETIREMENT BAL I FUND |
| INVESCO BALANCED-RISK COMMODITY STRAT R6 |
| PIMCO HIGH YIELD FUND |
| VICTORY CAPITAL INTEGRITY SMALLCAP VALUE R6 |
| PIMCO REAL RETURN FUND |
| BLACKROCK MSCI EAFE INTERNATIONAL IDX K |
| BLACKROCK RUSSELL 2000 SMALL-CAP IDX K |
| BLACKROCK RUSSELL MID-CAP INDEX K |
| BLACKROCK S&P 500 INDEX K |
| MASSMUTUAL GUARANTEED INTEREST ACCOUNT |
Investment model portfolios
We provide two types of investment model portfolios for LADACIN NETWORK, INC. DEFINED CONTRIBUTION PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for LADACIN NETWORK, INC. DEFINED CONTRIBUTION PLAN