Investment options of KYOCERA SGS PRECISION TOOLS 401(K) PROFIT SHARING PLAN
Total Available Funds: 31
| Investment Description |
|---|
| PRINCIPAL GLOBAL INVESTORS TRUST CO. PRINCIPAL STABLE VALUE Z FUND |
| PRINCIPAL LIFE INSURANCE COMPANY PRINCIPAL LIFETIME 2010 SEPARATE ACCT Z |
| PRINCIPAL LIFE INSURANCE COMPANY PRINCIPAL LIFETIME 2015 SEPARATE ACCT Z |
| PRINCIPAL LIFE INSURANCE COMPANY PRINCIPAL LIFETIME 2020 SEPARATE ACCT Z |
| PRINCIPAL LIFE INSURANCE COMPANY PRINCIPAL LIFETIME 2025 SEPARATE ACCT Z |
| PRINCIPAL LIFE INSURANCE COMPANY PRINCIPAL LIFETIME 2030 SEPARATE ACCT Z |
| PRINCIPAL LIFE INSURANCE COMPANY PRINCIPAL LIFETIME 2035 SEPARATE ACCT Z |
| PRINCIPAL LIFE INSURANCE COMPANY PRINCIPAL LIFETIME 2040 SEPARATE ACCT Z |
| PRINCIPAL LIFE INSURANCE COMPANY PRINCIPAL LIFETIME 2045 SEPARATE ACCT Z |
| PRINCIPAL LIFE INSURANCE COMPANY PRINCIPAL LIFETIME 2050 SEPARATE ACCT Z |
| PRINCIPAL LIFE INSURANCE COMPANY PRINCIPAL LIFETIME 2055 SEPARATE ACCT Z |
| PRINCIPAL LIFE INSURANCE COMPANY PRINCIPAL LIFETIME 2060 SEPARATE ACCT Z |
| PRINCIPAL LIFE INSURANCE COMPANY PRINCIPAL LIFETIME 2065 SEPARATE ACCT Z |
| PRINCIPAL LIFE INSURANCE COMPANY PRINCIPAL LIFETIME STRATEGIC INCOME SEPARATE ACCT Z |
| PRINCIPAL LIFE INSURANCE COMPANY PRINCIPAL EQUITY INCOME SEPARATE ACCT Z |
| PRINCIPAL LIFE INSURANCE COMPANY PRINCIPAL HIGH YIELD SEPARATE ACCT Z |
| THE AMERICAN FUNDS AMERICAN FUNDS EUROPACIFIC GROWTH FUND |
| THE AMERICAN FUNDS AMERICAN FUNDS U. S. GOVERNMENT SECURITIES FUND |
| LEGG MASON BRANDYWINE GLOBAL OPPORTUNITIES BOND IS FUND |
| EAGLE FINANCIAL SERVICES, INC. CARILLON EAGLE MID CAP GROWTH R6 FUND |
| EAGLE FINANCIAL SERVICES, INC. CARILLON EAGLE SMALL CAP GROWTH R6 FUND |
| JP MORGAN FUNDS JP MORGAN LARGE CAP GROWTH FUND |
| MFS INVESTMENT MANAGEMENT MFS MID CAP VALUE FUND |
| MFS INVESTMENT MANAGEMENT MFS NEW DISCOVERY VALUE FUND |
| PIMCO FUNDS PIMCO REAL RETURN INSTITUTIONAL FUND |
| VANGUARD GROUP VANGUARD EMERGING MARKETS STOCK INDEX FUND |
| VANGUARD GROUP VANGUARD MID CAP INDEX ADMIN FUND |
| VANGUARD GROUP VANGUARD REIT INDEX FUND |
| VANGUARD GROUP VANGUARD SMALL CAP INDEX FUND |
| VANGUARD GROUP VANGUARD TOTAL STOCK MARKET INDEX FUND |
| WESTERN ASSET MANAGEMENT CO. WESTERN ASSET CR PLS BOND IS FUND |
Investment model portfolios
We provide two types of investment model portfolios for KYOCERA SGS PRECISION TOOLS 401(K) PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for KYOCERA SGS PRECISION TOOLS 401(K) PROFIT SHARING PLAN