Investment options of KWEST GROUP, LLC 401(K) PLAN
Total Available Funds: 19
| Investment Option List |
|---|
| iShares iShares US Agg Bd Ind K |
| iShares iShares S&P 500 Index K (BSPPX) |
| Vanguard Dev Mkts Index Adm |
| Vanguard Growth Index Adm (VTGLX) |
| Vanguard Value Index Adm (VTRIX) |
| Vanguard Small Cap Index Adm (VISVX) |
| Vanguard Balanced Index Adm (VAARX) |
| Vanguard Mid Cap Value Index Adm (VMVIX) |
| Vanguard Mid Cap Growth Index Adm (VMGIX) |
| JP Morgan JPM Large Cap Growth R6 (SNIGX) |
| BlackRock Health Sciences Opp Port Instl (IEHIX) |
| Victory Victory Sycamore Established Value R6 (GETGX) |
| Oppenheimer Columbia Large Cap Value Inst2 (SLVIX) |
| First Eagle First Eagle Global Fund CL R6 (SGIIX) |
| Pioneer Strategic Income FD CL Y (STIZX) |
| Allspring Allspring Discovery Smid Cap Gr Inst (GAMIX) |
| Vanguard T. Rowe Price Capital Appreciation (PRWCX) |
| Templeton Vanguard Mid Cap Index Admn (VIMSX) |
| Vanguard JPM Small Cap Growth R6 (VISGX) |
Investment model portfolios
We provide two types of investment model portfolios for KWEST GROUP, LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for KWEST GROUP, LLC 401(K) PLAN