Investment options of KRATON SAVINGS PLAN
Total Available Funds: 24
| Investment Option List |
|---|
| American Beacon Large Cap Value Fund Institutional Class (AADEX) |
| Ariel Fund Institutional Class (ARAIX) |
| Baillie Gifford Emerging Markets Equities Fund (BGEDX) |
| Management International Small-Mid Company Fund (VKIIX) |
| Dodge & Cox Income Fund (DODIX) |
| Fidelity Small Cap Value Fund (FCPVX) |
| Fidelity Extended Market (FSEMX) |
| Fidelity 500 Index Fund Institutional Class (FXSIX) |
| Fidelity International (FDIVX) |
| Fidelity Contrafund – K6 (FLCNX) |
| Fidelity Inflation-Protected Bond (FINPX) |
| Oakmark International Fund Class I (OAKIX) |
| Wasatch Core Growth Fund Institutional Class Shares (WIGRX) |
| Vanguard Target Retirement Income Trust II (VTINX) |
| Vanguard Target Retirement 2020 Trust II (VTWNX) |
| Vanguard Target Retirement 2025 Trust II (VTTVX) |
| Vanguard Target Retirement 2030 Trust II (VTHRX) |
| Vanguard Target Retirement 2035 Trust II (VTTHX) |
| Vanguard Target Retirement 2040 Trust II (VFORX) |
| Vanguard Target Retirement 2045 Trust II (VTIVX) |
| Vanguard Target Retirement 2050 Trust II (VFIFX) |
| Vanguard Target Retirement 2055 Trust II (VFFVX) |
| Vanguard Target Retirement 2060 Trust II (VTTSX) |
| Vanguard Target Retirement 2065 Trust II (VSXFX) |
Investment model portfolios
We provide two types of investment model portfolios for KRATON SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for KRATON SAVINGS PLAN