Investment options of KI(USA)CORPORATION 401(K)PLAN
Total Available Funds: 41
| Investment Option List |
|---|
| John Hancock Financial Services JH Multimanager Aggressive LS (XBTOX) |
| John Hancock Financial Services JH Multimanager Balanced LS (XBTOX) |
| John Hancock Financial Services JH Multimanager Growth LS (XBTOX) |
| John Hancock Financial Services JH Multimanager Conserve LS (XBTOX) |
| John Hancock Financial Services The Growth Fund of America (XBTOX) |
| John Hancock Financial Services (XBTOX) |
| John Hancock Financial Services U.S. Growth Fund (XBTOX) |
| John Hancock Financial Services JH Multimanager Moderate LS (XBTOX) |
| John Hancock Financial Services Small Cap Value Fund (JSCNX) |
| John Hancock Financial Services JPMorgan U.S. Equity Fund (XBTOX) |
| John Hancock Financial Services Fundamental Investors (XJHIX) |
| John Hancock Financial Services John Hancock Mid Cap Growth (JACEX) |
| John Hancock Financial Services T. Rowe Price Health Sci (PRISX) |
| John Hancock Financial Services Mid Cap (JHMSX) |
| John Hancock Financial Services American Century Heritage (XBTOX) |
| John Hancock Financial Services Real Est. Securities Fund (JADBX) |
| John Hancock Financial Services Euro Pacific Growth Fund (XBTOX) |
| John Hancock Financial Services Investment Company of America (XBTOX) |
| John Hancock Financial Services Equity Income Fund (XHEQX) |
| John Hancock Financial Services New Opportunities Fund (XBTOX) |
| John Hancock Financial Services Science & Technology Fund (JAFSX) |
| John Hancock Financial Services Templeton World (XBTOX) |
| John Hancock Financial Services American Balanced Fund (XBTOX) |
| John Hancock Financial Services Small Cap Stock Fund (JESIX) |
| John Hancock Financial Services Capital Appreciation Fund (XBTOX) |
| John Hancock Financial Services Small Cap (JESIX) |
| John Hancock Financial Services Washington Mutual Investors (RWMFX) |
| John Hancock Financial Services High Yield Fund (JIHDX) |
| John Hancock Financial Services BlackRock Global Allocation (RYFSX) |
| John Hancock Financial Services John Hancock Bond Fund (TIUSX) |
| John Hancock Financial Services Fundamental Large Cap Value (JVFLX) |
| John Hancock Financial Services DFA US Targeted Value Fund (XBTOX) |
| John Hancock Financial Services Blue Chip Growth Fund (JADZX) |
| John Hancock Financial Services T. Rowe Price Small Cap Value Fund (PRSVX) |
| John Hancock Financial Services JH Disciplined Value Intl Fund (JDIVX) |
| John Hancock Financial Services Vanguard Small Cap Grow Index (JESIX) |
| John Hancock Financial Services Financial Industries Fund (JEFCX) |
| John Hancock Financial Services T. Rowe Price New Era Fund (PRISX) |
| John Hancock Financial Services Utilities Fund (XBTOX) |
| Notes receivable from participants Maturity dates through December |
| ranging from 4.25% to 9.50% |
Investment model portfolios
We provide two types of investment model portfolios for KI(USA)CORPORATION 401(K)PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for KI(USA)CORPORATION 401(K)PLAN