KIRBY 401(k) PLAN
Investment Model Portfolios
The symbol of the complany is KEX.
Investment options of KIRBY 401(k) PLAN
Total Available Funds: 19
| Asset Class |
Ticker
| Description |
| Others |
|
|
| unknown |
unknown |
Merrill Lynch Merrill Lynch Equity Index Tr Fund |
| unknown |
unknown |
Merrill Lynch Merrill Lynch rtmt Preservation Tr Fund |
| ROOT |
CASH |
Blackrock Blackrock FFI Treasury Fund |
| Target Date 2000-2010 |
TRRAX |
T. Rowe Price T. Rowe Price rtmt 2010 Fund |
| Target Date 2011-2015 |
TRRGX |
T. Rowe Price T. Rowe Price rtmt 2015 Fund |
| Target Date 2016-2020 |
TRRBX |
T. Rowe Price T. Rowe Price rtmt 2020 Fund |
| Target Date 2021-2025 |
TRRHX |
T. Rowe Price T. Rowe Price rtmt 2025 Fund |
| Target Date 2026-2030 |
TRRCX |
T. Rowe Price T. Rowe Price rtmt 2030 Fund |
| Target Date 2031-2035 |
TRRJX |
T. Rowe Price T. Rowe Price rtmt 2035 Fund |
| Target Date 2036-2040 |
TRRDX |
T. Rowe Price T. Rowe Price rtmt 2040 Fund |
| Target Date 2041-2045 |
TRRKX |
T. Rowe Price T. Rowe Price rtmt 2045 Fund |
| Target Date 2050+ |
TRRMX |
T. Rowe Price T. Rowe Price rtmt 2050 Fund |
|
| INTERNATIONAL EQUITY |
|
|
| Foreign Large Blend |
MDIIX |
Merrill Lynch Merrill Lynch International Index Tr Fund |
| Foreign Large Blend |
TGVIX |
Thornburg Thornburg International Value Fund |
|
| Emerging Market |
|
|
| DIVERSIFIED EMERGING MKTS |
PYEFX |
Pioneer Investments Pioneer Emerging Mkts Fund |
|
| US EQUITY |
|
|
| LARGE GROWTH |
PTWZX |
JennisonDryden Jennison 20/20 Focus Fund |
| LARGE BLEND |
MIGYX |
Oppenheimer Funds Oppenheimer Main Street Small Cap Fund |
|
| REAL ESTATE |
|
|
| Global Real Estate |
IGLIX |
ING Funds ING Global Real Estate Fund |
|
| FIXED INCOME |
|
|
| Intermediate-Term Bond |
RBFFX |
American Funds American Funds Bond Fund of Amer |
|
Investment model portfolios
We provide two types of investment model portfolios for KIRBY 401(k) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Example model portfolios
The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.
Strategic Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.
Tactical Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.
|
Ticker/Portfolio |
Last 1 Week |
1 Yr |
3 Yr |
5 Yr |
10 Yr |
15 Yr |
20 Yr |
Inception |
YTD |
2024 |
2023 |
2022 |
2021 |
2020 |
2019 |
2018 |
2017 |
2016 |
2015 |
2014 |
2013 |
2012 |
2011 |
2010 |
2009 |
2008 |
2007 |
2006 |
2005 |
2004 |
2003 |
2002 |
2001 |
2000 |
1999 |
1998 |
1997 |
1996 |
1995 |
1994 |
1993 |
1992 |
1991 |
1990 |
1989 |
1988 |
1987 |
1986 |
1985 |
1984 |
1983 |
1982 |
1981 |
1980 |
1979 |
|
Annualized Return (%)
|
KIRBY 401(k) ... Moderate
|
-1.77 |
8.64 |
17.37 |
15.14 |
9.73 |
9.04 |
10.28 |
10.41 |
NA |
NA |
NA |
-4.25 |
7.10 |
17.93 |
23.25 |
14.73 |
14.37 |
6.70 |
-4.74 |
1.29 |
10.00 |
10.54 |
-1.76 |
4.94 |
24.82 |
-6.33 |
17.28 |
24.12 |
14.67 |
8.22 |
27.39 |
0.99 |
2.31 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
-2.61 |
27.75 |
20.39 |
17.83 |
16.04 |
10.34 |
9.22 |
8.63 |
NA |
24.84 |
26.12 |
-18.24 |
28.53 |
18.74 |
31.33 |
-4.55 |
21.66 |
11.83 |
1.23 |
13.52 |
32.17 |
15.82 |
1.96 |
14.91 |
26.52 |
-37.02 |
5.39 |
15.64 |
4.77 |
10.74 |
28.50 |
-22.17 |
-12.03 |
-9.05 |
21.08 |
28.62 |
33.18 |
22.87 |
37.45 |
1.18 |
10.15 |
8.24 |
32.05 |
-3.33 |
28.37 |
14.92 |
3.97 |
9.30 |
22.60 |
3.67 |
17.07 |
19.25 |
-8.55 |
27.89 |
-2.07 |
|
VSMGX (VANGUA...R SHARES)
|
-1.51 |
11.11 |
11.43 |
9.74 |
8.25 |
5.99 |
6.46 |
6.24 |
NA |
10.28 |
15.51 |
-16.01 |
10.08 |
13.59 |
19.30 |
-6.28 |
14.86 |
7.09 |
-2.21 |
6.38 |
14.73 |
9.78 |
0.12 |
13.14 |
20.35 |
-26.49 |
7.21 |
13.30 |
5.68 |
11.76 |
22.40 |
-10.34 |
-4.78 |
1.27 |
14.09 |
21.59 |
17.90 |
10.77 |
26.58 |
2.04 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Sharpe Ratio
|
KIRBY 401(k) ... Moderate
|
NA |
-0.11 |
1.48 |
1.43 |
1.10 |
NA |
NA |
1.13 |
NA |
NA |
NA |
-0.54 |
0.78 |
2.09 |
2.25 |
1.34 |
2.49 |
1.05 |
-0.75 |
0.21 |
1.36 |
1.57 |
-0.21 |
0.42 |
2.56 |
-1.66 |
1.19 |
2.40 |
2.08 |
0.85 |
5.28 |
-0.03 |
0.01 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
0.54 |
0.86 |
0.87 |
0.64 |
NA |
NA |
0.45 |
0.36 |
1.67 |
1.73 |
-0.82 |
2.17 |
0.53 |
2.39 |
-0.35 |
3.16 |
0.89 |
0.08 |
1.19 |
2.90 |
1.25 |
0.08 |
0.82 |
0.97 |
-0.92 |
0.14 |
1.22 |
0.24 |
0.88 |
1.63 |
-0.90 |
-0.68 |
-0.60 |
0.97 |
1.23 |
1.61 |
1.62 |
4.31 |
-0.19 |
0.90 |
0.57 |
1.91 |
-0.55 |
1.71 |
0.59 |
-0.01 |
0.30 |
1.47 |
-0.26 |
0.79 |
0.63 |
-1.30 |
1.17 |
-3.84 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
0.82 |
0.73 |
0.60 |
0.49 |
NA |
NA |
0.51 |
1.05 |
0.87 |
1.45 |
-1.22 |
1.32 |
0.70 |
2.77 |
-0.87 |
3.75 |
0.83 |
-0.26 |
1.01 |
2.16 |
1.23 |
0.01 |
1.18 |
1.12 |
-0.98 |
0.39 |
1.34 |
0.49 |
1.49 |
2.09 |
-0.75 |
-0.59 |
-0.24 |
1.06 |
1.56 |
1.56 |
0.91 |
4.18 |
4.60 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Standard Deviation(%)
|
KIRBY 401(k) ... Moderate
|
NA |
8.99 |
9.25 |
8.75 |
7.73 |
NA |
NA |
7.82 |
NA |
NA |
NA |
7.90 |
9.07 |
8.48 |
9.69 |
9.98 |
5.53 |
6.16 |
6.40 |
6.06 |
7.31 |
6.67 |
8.38 |
11.62 |
9.65 |
4.35 |
12.00 |
8.68 |
6.02 |
8.57 |
5.06 |
4.33 |
0.05 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
19.83 |
17.26 |
17.44 |
18.49 |
NA |
NA |
18.10 |
24.44 |
12.67 |
13.09 |
24.19 |
13.11 |
34.69 |
12.48 |
17.11 |
6.68 |
13.11 |
15.51 |
11.39 |
11.07 |
12.74 |
23.36 |
18.07 |
27.22 |
40.99 |
16.02 |
10.04 |
10.29 |
11.10 |
17.04 |
25.96 |
21.55 |
22.20 |
18.17 |
20.48 |
18.21 |
11.77 |
7.77 |
9.92 |
8.83 |
9.93 |
14.69 |
16.06 |
13.09 |
17.07 |
33.80 |
16.55 |
11.67 |
12.80 |
13.62 |
18.09 |
14.61 |
16.53 |
23.80 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
10.47 |
10.12 |
10.09 |
10.41 |
NA |
NA |
11.48 |
12.44 |
7.69 |
8.26 |
14.34 |
7.62 |
19.08 |
6.43 |
8.81 |
3.80 |
8.31 |
8.51 |
6.28 |
6.80 |
7.99 |
14.68 |
11.10 |
18.01 |
27.95 |
10.37 |
7.43 |
6.96 |
7.25 |
10.38 |
15.37 |
12.42 |
12.30 |
10.07 |
11.65 |
9.10 |
7.74 |
5.41 |
15.57 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Draw Down(%)
|
KIRBY 401(k) ... Moderate
|
NA |
8.19 |
8.19 |
8.19 |
11.12 |
NA |
NA |
11.12 |
NA |
NA |
NA |
4.29 |
6.06 |
4.45 |
0.00 |
5.79 |
3.31 |
3.24 |
8.36 |
6.77 |
6.99 |
5.85 |
8.04 |
9.97 |
4.54 |
7.32 |
10.16 |
10.17 |
5.30 |
10.83 |
2.07 |
7.81 |
0.00 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
18.76 |
18.76 |
24.59 |
33.83 |
NA |
NA |
55.25 |
18.76 |
8.45 |
9.97 |
24.59 |
5.14 |
33.83 |
6.63 |
19.40 |
2.60 |
10.29 |
12.05 |
7.30 |
5.59 |
9.60 |
18.71 |
15.66 |
27.17 |
47.73 |
9.88 |
7.47 |
7.01 |
7.47 |
13.79 |
33.02 |
29.18 |
16.55 |
11.81 |
19.20 |
10.79 |
7.45 |
2.50 |
8.48 |
4.84 |
5.63 |
5.57 |
19.19 |
7.35 |
7.24 |
33.08 |
11.63 |
7.51 |
10.58 |
7.02 |
13.21 |
15.61 |
16.03 |
2.40 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
9.62 |
12.88 |
22.29 |
22.43 |
NA |
NA |
41.18 |
9.62 |
4.17 |
8.15 |
21.74 |
3.53 |
22.43 |
3.12 |
11.47 |
1.14 |
6.20 |
8.34 |
4.70 |
5.67 |
6.27 |
12.90 |
8.64 |
19.61 |
36.81 |
6.11 |
6.13 |
4.74 |
5.89 |
8.91 |
20.06 |
17.93 |
8.77 |
6.26 |
11.99 |
6.02 |
4.75 |
1.82 |
1.89 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Yield(%)
|
KIRBY 401(k) ... Moderate
|
NA |
9.52 |
15.93 |
13.46 |
8.17 |
NA |
NA |
5.73 |
NA |
NA |
NA |
0.02 |
9.92 |
15.17 |
23.25 |
17.83 |
0.82 |
3.43 |
1.44 |
1.63 |
4.48 |
3.74 |
3.41 |
2.09 |
2.48 |
1.47 |
8.18 |
7.32 |
3.87 |
1.97 |
4.18 |
1.23 |
2.31 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VSMGX (VANGUA...R SHARES)
|
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
Data as of 11/30/2021, AR inception is 12/31/2000
Retirement Plan (401(k)) Info for KIRBY 401(k) PLAN
