Investment options of KICKSTARTER, PBC 401(K) PLAN
Total Available Funds: 30
| Investment Option List |
|---|
| AB Relative Value Fund Class $ – (CBBIX) |
| AB Sustainable Global Thematic Fund Class I – (AGTIX) |
| American Century Mid Cap Value Fund R6 Class – (IACIX) |
| BlackRock High Yield Bond Portfolio Class K – (BHYIX) |
| Calvert Bond Fund Class R6 – (CBORX) |
| Calvert US Large Cap Core Responsible Index Fund Class R6 – (CSXRX) |
| Carillon Eagle Mid Cap Growth Fund Class R6 – (HRAYX) |
| Cohen & Steers Institutional Realty Shares – (CSRIX) |
| DFA International Sustainability Core 1 Portfolio – (DFSIX) |
| Fidelity 500 Index Fund – (FXAIX) |
| Fidelity Extended Market Index Fund – (FSEMX) |
| Fidelity Freedom Index 2030 Fund Institutional Premium Class – (FFEGX) |
| Fidelity Freedom Index 2035 Fund Institutional Premium Class – (FFEZX) |
| Fidelity Freedom Index 2040 Fund Institutional Premium Class – (FFIZX) |
| Fidelity Freedom Index 2045 Fund Institutional Premium Class – (FFOLX) |
| Fidelity Freedom Index 2050 Fund Institutional Premium Class – (FFOPX) |
| Fidelity Freedom Index 2055 Fund Institutional Premium Class – (FFLDX) |
| Fidelity Freedom Index 2060 Fund Institutional Premium Class – (FFLEX) |
| Fidelity Freedom Index 2065 Fund Institutional Premium Class – (FFIKX) |
| Fidelity Freedom Index 2070 Fund Institutional Premium Class – (FFEDX) |
| Fidelity Large Cap Growth Index Fund – (FSLGX) |
| Fidelity Mid Cap Index Fund – (FIIMX) |
| Fidelity Small Cap Index Fund – (FSISX) |
| Invesco Gold & Special Minerals Fund Class R6 – (IOGYX) |
| JP Morgan Emerging Markets Equity Fund Class R6 – (XEDDX) |
| JP Morgan International Equity Fund Class R6 – |
| PIMCO RAE US Small Fund Institutional Class – (PCFIX) |
| T. Rowe Price Capital Appreciation Fund I Class – (PRWCX) |
| Voya Small Cap Growth Fund R6 – (VLNPX) |
| from participants Interest rate of 9.50% with maturity dates through 2029 – |
Investment model portfolios
We provide two types of investment model portfolios for KICKSTARTER, PBC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for KICKSTARTER, PBC 401(K) PLAN