Investment options of KHS USA INC. PROFIT SHARING PLAN
Total Available Funds: 39
| Investment Description |
|---|
| FIDELITY TREASURY ONLY MONEY MARKET A |
| ALLSPRING SPECIAL MID CAP VALUE R6 A |
| CARILLON EAGLE MID CAP GROWTH R6 A |
| COHEN & STEERS REALTY SHARES FUND A |
| COLUMBIA DIVIDEND INCOME FUND CLASS I3 A |
| INVESCO DEVELOPING MARKETS FUNDS Y |
| LEGG MASON BW GLOBAL OPPORTUNITIES BOND FUND CLASS IS |
| LOOMIS SAYLES CORE PLUS BOND FUND CLASS N |
| PIF SMALL CAP R6 A |
| T. ROWE PRICE DIVIDEND GROWTH FUND A |
| VANGUARD MID-CAP GROWTH INDEX FUND A |
| VICTORY TRIVALENT INTERNATIONAL SMALL-CAP FUND CLASS Y |
| VICTORY TRIVALENT INTERNATIONAL SMALL CAP Y |
| FIDELITY LTD TERM GOVT A |
| FIDELITY ASSET MANAGER 60% FUND A |
| FIDELITY CONTRAFUND K6 |
| FIDELITY INTL DISCOVERY K6 |
| FIDELITY LOW PRICED STOCK K6 |
| FIDELITY US BOND INDEX A |
| FIDELITY 500 INDEX A |
| FIDELITY EMERGING MARKETS INDEX A |
| FIDELITY MID CAP INDEX A |
| FIDELITY SMALL CAP INDEX A |
| FIDELITY INTERNATIONAL INDEX A |
| FIDELITY INFLATION-PROTECTED BOND INDEX FUND A |
| FIDELITY SMALL CAP GROWTH K6 FUND A |
| FIDELITY FREEDOM INC K |
| FIDELITY FREEDOM 2010 K |
| FIDELITY FREEDOM 2015 K |
| FIDELITY FREEDOM 2020 K |
| FIDELITY FREEDOM 2025 K |
| FIDELITY FREEDOM 2030 K |
| FIDELITY FREEDOM 2035 K |
| FIDELITY FREEDOM 2040 K |
| FIDELITY FREEDOM 2045 K |
| FIDELITY FREEDOM 2050 K |
| FIDELITY FREEDOM 2055 K |
| FIDELITY FREEDOM 2060 K |
| FIDELITY FREEDOM 2065 K |
Investment model portfolios
We provide two types of investment model portfolios for KHS USA INC. PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for KHS USA INC. PROFIT SHARING PLAN