KB Home 401(k) Savings Plan
Investment Model Portfolios
Investment options of KB Home 401(k) Savings Plan
Total Available Funds: 29
| Asset Class |
Ticker
| Description |
| US EQUITY |
|
|
| SMALL BLEND |
ASCIX |
American Beacon American Beacon Small Cap Value |
| LARGE BLEND |
VLACX |
Dimension Capital Management Dimension US Large Cap Value |
| LARGE GROWTH |
FCNTX |
Fidelity Investments Fidelity Contrafund |
| LARGE VALUE |
FEQIX |
Fidelity Investments Fidelity Equity Income |
| LARGE BLEND |
FFIDX |
Fidelity Investments Fidelity Healthcare |
| MID-CAP BLEND |
FLPSX |
Fidelity Investments Fidelity Low-Priced Stock |
| LARGE GROWTH |
FMAGX |
Fidelity Investments Fidelity Magellan |
| LARGE GROWTH |
SHRAX |
Legg Mason Legg Mason Partners Aggressive Growth |
| Small Growth |
MIMFX |
Managers Investment Group Managers Fremont Institutional Micro-Cap |
| LARGE BLEND |
FUSEX |
Fidelity Investments Spartan US Equity Index |
|
| Others |
|
|
| Conservative Allocation |
FTANX |
Fidelity Investments Fidelity Asset Manager |
| Consumer Discretionary |
FSCPX |
Fidelity Investments Fidelity Consumer Discretionary |
| Financial |
FIDSX |
Fidelity Investments Fidelity Financial |
| Retirement Income |
FFFAX |
Fidelity Investments Fidelity Freedom Income |
| Target Date 2000-2010 |
FFFBX |
Fidelity Investments Fidelity Freedom 2000 |
| Target Date 2000-2010 |
FFFCX |
Fidelity Investments Fidelity Freedom 2010 |
| Target Date 2016-2020 |
FFFDX |
Fidelity Investments Fidelity Freedom 2020 |
| Target Date 2026-2030 |
FFFEX |
Fidelity Investments Fidelity Freedom 2030 |
| Target Date 2036-2040 |
FFFFX |
Fidelity Investments Fidelity Freedom 2040 |
| Industrials |
FCLIX |
Fidelity Investments Fidelity Industrials |
| Natural Resources |
FNARX |
Fidelity Investments Fidelity Natural Resources |
| ROOT |
CASH |
Fidelity Investments Fidelity Retirement Money Market |
| Technology |
FSPTX |
Fidelity Investments Fidelity Technology |
| Utilities |
FSUTX |
Fidelity Investments Fidelity Utilities Growth |
| ROOT |
CASH |
Money market substitute |
|
| FIXED INCOME |
|
|
| Intermediate-Term Bond |
FTHRX |
Fidelity Investments Fidelity Intermediate Bond |
|
| INTERNATIONAL EQUITY |
|
|
| Foreign Large Blend |
FOSFX |
Fidelity Investments Fidelity Overseas |
| Foreign Large Blend |
HAINX |
Harbor Funds Harbor International |
|
| Emerging Market |
|
|
| DIVERSIFIED EMERGING MKTS |
TEDMX |
Franklin Templeton Investments Templeton Developing Markets A |
|
Investment model portfolios
We provide two types of investment model portfolios for KB Home 401(k) Savings Plan participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Example model portfolios
The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.
Strategic Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.
Tactical Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.
The return data shown below all delayed by 3 months. Their latest dates are all the same: 10/31/2017.
AR inception is since 12/31/2000.
|
Ticker/Portfolio |
Last 1 Week |
1 Yr |
3 Yr |
5 Yr |
10 Yr |
15 Yr |
20 Yr |
Inception |
YTD |
2024 |
2023 |
2022 |
2021 |
2020 |
2019 |
2018 |
2017 |
2016 |
2015 |
2014 |
2013 |
2012 |
2011 |
2010 |
2009 |
2008 |
2007 |
2006 |
2005 |
2004 |
2003 |
2002 |
2001 |
2000 |
1999 |
1998 |
1997 |
1996 |
1995 |
1994 |
1993 |
1992 |
1991 |
1990 |
1989 |
1988 |
1987 |
1986 |
1985 |
1984 |
1983 |
1982 |
1981 |
1980 |
1979 |
|
Annualized Return (%)
|
KB Home 401(k... Moderate
|
0.52 |
13.29 |
4.26 |
5.93 |
4.00 |
8.12 |
NA |
8.25 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
2.77 |
11.95 |
5.42 |
-5.89 |
1.56 |
15.22 |
3.02 |
0.15 |
3.56 |
26.52 |
-12.72 |
18.44 |
18.76 |
8.44 |
9.01 |
22.74 |
5.46 |
6.23 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
0.24 |
23.46 |
10.63 |
15.01 |
7.39 |
9.46 |
7.20 |
6.51 |
NA |
24.84 |
26.12 |
-18.24 |
28.53 |
18.74 |
31.33 |
-4.55 |
21.66 |
11.83 |
1.23 |
13.52 |
32.17 |
15.82 |
1.96 |
14.91 |
26.52 |
-37.02 |
5.39 |
15.64 |
4.77 |
10.74 |
28.50 |
-22.17 |
-12.03 |
-9.05 |
21.08 |
28.62 |
33.18 |
22.87 |
37.45 |
1.18 |
10.15 |
8.24 |
32.05 |
-3.33 |
28.37 |
14.92 |
3.97 |
9.30 |
22.60 |
3.67 |
17.07 |
19.25 |
-8.55 |
27.89 |
-2.07 |
|
VSMGX (VANGUA...R SHARES)
|
0.30 |
14.08 |
5.63 |
7.55 |
4.39 |
7.12 |
6.29 |
5.63 |
NA |
10.28 |
15.51 |
-16.01 |
10.08 |
13.59 |
19.30 |
-6.28 |
14.86 |
7.09 |
-2.21 |
6.38 |
14.73 |
9.78 |
0.12 |
13.14 |
20.35 |
-26.49 |
7.21 |
13.30 |
5.68 |
11.76 |
22.40 |
-10.34 |
-4.78 |
1.27 |
14.09 |
21.59 |
17.90 |
10.77 |
26.58 |
2.04 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Sharpe Ratio
|
KB Home 401(k... Moderate
|
NA |
2.70 |
0.84 |
0.92 |
0.69 |
NA |
NA |
0.92 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
0.61 |
2.42 |
1.10 |
-1.14 |
0.25 |
2.03 |
0.59 |
0.02 |
0.31 |
2.59 |
-2.46 |
1.11 |
1.58 |
1.11 |
0.95 |
4.17 |
1.10 |
1.38 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
-0.10 |
0.21 |
0.73 |
0.55 |
NA |
NA |
0.44 |
-1.05 |
1.44 |
1.69 |
-0.81 |
2.17 |
0.53 |
2.40 |
-0.34 |
3.16 |
0.89 |
0.08 |
1.19 |
2.90 |
1.25 |
0.08 |
0.82 |
0.97 |
-0.92 |
0.15 |
1.24 |
0.25 |
0.88 |
1.63 |
-0.90 |
-0.68 |
-0.59 |
0.98 |
1.24 |
1.62 |
1.63 |
4.33 |
-0.18 |
0.91 |
0.58 |
1.92 |
-0.53 |
1.73 |
0.60 |
0.00 |
0.31 |
1.49 |
-0.24 |
0.80 |
0.65 |
-1.27 |
1.19 |
-3.84 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
-0.21 |
-0.01 |
0.47 |
0.36 |
NA |
NA |
0.48 |
-0.82 |
0.48 |
1.37 |
-1.22 |
1.32 |
0.70 |
2.78 |
-0.86 |
3.76 |
0.83 |
-0.26 |
1.01 |
2.16 |
1.23 |
0.01 |
1.18 |
1.12 |
-0.98 |
0.41 |
1.36 |
0.50 |
1.49 |
2.09 |
-0.75 |
-0.58 |
-0.23 |
1.08 |
1.57 |
1.57 |
0.93 |
4.20 |
4.63 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Standard Deviation(%)
|
KB Home 401(k... Moderate
|
NA |
4.72 |
4.91 |
5.77 |
7.10 |
NA |
NA |
7.48 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
4.49 |
4.68 |
4.75 |
5.17 |
6.24 |
7.47 |
4.99 |
7.52 |
11.08 |
10.22 |
5.54 |
13.87 |
9.82 |
5.66 |
8.47 |
5.29 |
3.96 |
2.83 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
18.89 |
18.52 |
18.03 |
18.38 |
NA |
NA |
18.11 |
28.94 |
12.67 |
13.09 |
24.19 |
13.11 |
34.69 |
12.48 |
17.11 |
6.68 |
13.11 |
15.51 |
11.39 |
11.07 |
12.74 |
23.36 |
18.07 |
27.22 |
40.99 |
16.02 |
10.04 |
10.29 |
11.10 |
17.04 |
25.96 |
21.55 |
22.20 |
18.17 |
20.48 |
18.21 |
11.77 |
7.77 |
9.92 |
8.83 |
9.93 |
14.69 |
16.06 |
13.09 |
17.07 |
33.80 |
16.55 |
11.67 |
12.80 |
13.62 |
18.09 |
14.61 |
16.53 |
23.80 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
10.28 |
10.85 |
10.45 |
10.38 |
NA |
NA |
11.50 |
14.83 |
7.69 |
8.26 |
14.34 |
7.62 |
19.08 |
6.43 |
8.81 |
3.80 |
8.31 |
8.51 |
6.28 |
6.80 |
7.99 |
14.68 |
11.10 |
18.01 |
27.95 |
10.37 |
7.43 |
6.96 |
7.25 |
10.38 |
15.37 |
12.42 |
12.30 |
10.07 |
11.65 |
9.10 |
7.74 |
5.41 |
15.57 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Draw Down(%)
|
KB Home 401(k... Moderate
|
NA |
3.34 |
9.03 |
9.30 |
10.57 |
NA |
NA |
17.52 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
0.34 |
3.34 |
3.51 |
8.94 |
5.64 |
3.12 |
4.68 |
6.70 |
9.98 |
4.59 |
13.39 |
11.92 |
13.74 |
4.99 |
9.88 |
1.88 |
5.34 |
1.93 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
18.76 |
19.24 |
24.59 |
33.83 |
NA |
NA |
55.25 |
18.76 |
8.45 |
9.97 |
24.59 |
5.14 |
33.83 |
6.63 |
19.40 |
2.60 |
10.29 |
12.05 |
7.30 |
5.59 |
9.60 |
18.71 |
15.66 |
27.17 |
47.73 |
9.88 |
7.47 |
7.01 |
7.47 |
13.79 |
33.02 |
29.18 |
16.55 |
11.81 |
19.20 |
10.79 |
7.45 |
2.50 |
8.48 |
4.84 |
5.63 |
5.57 |
19.19 |
7.35 |
7.24 |
33.08 |
11.63 |
7.51 |
10.58 |
7.02 |
13.21 |
15.61 |
16.03 |
2.40 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
9.62 |
15.52 |
22.29 |
22.43 |
NA |
NA |
41.18 |
9.62 |
4.17 |
8.15 |
21.74 |
3.53 |
22.43 |
3.12 |
11.47 |
1.14 |
6.20 |
8.34 |
4.70 |
5.67 |
6.27 |
12.90 |
8.64 |
19.61 |
36.81 |
6.11 |
6.13 |
4.74 |
5.89 |
8.91 |
20.06 |
17.93 |
8.77 |
6.26 |
11.99 |
6.02 |
4.75 |
1.82 |
1.89 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Yield(%)
|
KB Home 401(k... Moderate
|
NA |
0.14 |
1.73 |
1.84 |
1.94 |
NA |
NA |
3.22 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
0.02 |
0.13 |
2.33 |
2.68 |
3.04 |
1.04 |
2.03 |
1.75 |
2.12 |
2.51 |
1.85 |
11.77 |
6.51 |
2.86 |
2.55 |
4.36 |
2.45 |
4.76 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VSMGX (VANGUA...R SHARES)
|
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
Retirement Plan (401(k)) Info for KB Home 401(k) Savings Plan
