Investment options of KAUFMAN & CANOLES 401(K) PROFIT SHARING PLAN
Total Available Funds: 32
| Investment Description |
|---|
| PIMCO TOTAL RETURN FUND |
| FIRST EAGLE GLOBAL CLASS I |
| FIDELITY INVESTMENTS CONTRA FUND |
| AMERICAN FUNDS GROWTH FUND OF AMERICA |
| FPA CRESENT FUND |
| OAKMARK OAKMARK EQUITY AND INCOME FUND |
| AMERICAN FUNDS WASHINGTON MUTUAL INVESTORS FUND |
| PUTNAM INVESTMENTS PUTNAM LARGE CAP VALUE FUND |
| GOLDMAN SACHS SHORT DURATION GOVERNMENT FUND |
| AMERICAN FUNDS EUROPACIFIC GROWTH FUND |
| VANGUARD VANGUARD MID CAP VALUE ADMIRAL |
| PUTNAM INVESTMENTS DYNAMIC ASSETS |
| AMERICAN FUNDS AMERICAN BALANCED FUND |
| VANGUARD VANGUARD VALUE INDEX FUND ADMIRAL |
| AMERICAN FUNDS CAPITAL INCOME FUND |
| GLENMEDE SMALL CAP INSTITUTIONAL CLASS |
| THORNBURG FUNDS THORNBURG INTERNATIONAL VALUE FUND |
| CLEARBRIDGE MID CAP FUND |
| PIMCO GNMA FUND INSTITUTIONAL CLASS |
| FIDELITY INVESTMENTS INTERMEDIATE GOVERNMENT INCOME FUND |
| VANGUARD VANGUARD SMALL CAP INDEX FUND |
| VANGUARD VANGUARD MID CAP INDEX FUND |
| VANGUARD VANGUARD GROWTH INDEX FUND |
| INVESCO OPPENHEIMER DEV |
| VANGUARD VANGUARD TOTAL BOND MARKET INDEX FUND ADMIRAL |
| VANGUARD VANGUARD TOTAL INTERNATIONAL STOCK ADMIRAL |
| VANGUARD VANGUARD MID CAP GROWTH FUND |
| VANGUARD VANGUARD SMALL CAP VALUE ADMIRAL |
| VANGUARD VANGUARD SMALL CAP GROWTH ADMIRAL |
| VANGUARD VANGUARD EMERGING MARKETS ADMIRAL |
| NORTHERN TRUST S&P 500 INDEX FUND |
| PUTNAM INVESTMENTS STABLE VALUE FUND |
Investment model portfolios
We provide two types of investment model portfolios for KAUFMAN & CANOLES 401(K) PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for KAUFMAN & CANOLES 401(K) PROFIT SHARING PLAN