Investment options of KAISER PERMANENTE WASHINGTON DEFINED CONTRIBUTION PLAN
Total Available Funds: 22
| Investment Option List |
|---|
| VANGUARD CASH RESERVES FEDERAL MM FUND |
| VANGUARD CORE BOND FUND (VCPIX) |
| VANGUARD EXPLORER FUND (VINEX) |
| VANGUARD FTSE SOCIAL INDEX FUND (VFTNX) |
| VANGUARD GLOBAL ESG SELECT STOCK FUND (VEIGX) |
| VANGUARD INTERNATIONAL GROWTH FUND (VWILX) |
| VANGUARD PRIMECAP FUND (VPMCX) |
| VANGUARD WELLINGTON FUND (VWENX) |
| JPMORGAN SMARTRETIREMENT PASSIVE BLEND 2020 FUND (JBSRX) |
| JPMORGAN SMARTRETIREMENT PASSIVE BLEND 2025 FUND (JBBSX) |
| JPMORGAN SMARTRETIREMENT PASSIVE BLEND 2030 FUND (JRBBX) |
| JPMORGAN SMARTRETIREMENT PASSIVE BLEND 2035 FUND (JPBRX) |
| JPMORGAN SMARTRETIREMENT PASSIVE BLEND 2040 FUND (JNTEX) |
| JPMORGAN SMARTRETIREMENT PASSIVE BLEND 2045 FUND (JMBRX) |
| JPMORGAN SMARTRETIREMENT PASSIVE BLEND 2050 FUND (JNABX) |
| JPMORGAN SMARTRETIREMENT PASSIVE BLEND 2055 FUND (JPTBX) |
| JPMORGAN SMARTRETIREMENT PASSIVE BLEND 2060 FUND (JAABX) |
| JPMORGAN SMARTRETIREMENT PASSIVE BLEND INCOME FUND (JIBBX) |
| VANGUARD INSTITUTIONAL TOTAL BOND MARKET INDEX TRUST (VBMFX) |
| VANGUARD INSTITUTIONAL TOTAL INTERNATIONAL STOCK MARKET INDEX (VTSMX) |
| VANGUARD INSTITUTIONAL TOTAL STOCK MARKET INDEX TRUST (VTSMX) |
| KP INTEREST INCOME FUND |
Investment model portfolios
We provide two types of investment model portfolios for KAISER PERMANENTE WASHINGTON DEFINED CONTRIBUTION PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for KAISER PERMANENTE WASHINGTON DEFINED CONTRIBUTION PLAN