Investment options of KAHUA 401(K) PLAN
Total Available Funds: 43
| Investment Option List |
|---|
| State Street Russell Sm Cap Index Ret Acct Pooled Separate Account NR |
| State Street Internatnl Index Ret Acct Pooled Separate Account NR |
| State Street S&P Md Cap Indx Ret Acct Pooled Separate Account NR |
| State Street U.S. Bd Index Ret Acct Pooled Separate Account NR |
| State Street Russell Sm Cap Val Index Ret Acct Pooled Separate Account NR |
| State Street Emerging Mrkts Index Ret Acct Pooled Separate Account NR |
| State Street Russell Lg Cap Val Indx Ret Acct Pooled Separate Account NR |
| State Street Russell Sm Cap Gr Index Ret Acct Pooled Separate Account NR |
| State Street Russell Lg Cap Gr Index Ret Acct Pooled Separate Account NR |
| American Funds New World Ret Acct Pooled Separate Account NR (HVWBX) |
| TA Vanguard REIT Index Ret Acct Pooled Separate Account NR |
| Transamerica Intrntl Eqt Ret Acct Pooled Separate Account NR |
| Templeton Foreign Ret Acct Pooled Separate Account NR |
| American Funds Fundmntl Invst Ret Acct Pooled Separate Account NR |
| American Funds New Perspective Ret Acct Pooled Separate Account NR (FFPNX) |
| American Funds Washington Mutual Investors Ret Acct Pooled Separate Account NR (FWMMX) |
| BlackRock Hi Yld Bd Ret Acct Pooled Separate Account NR (BHYSX) |
| Templeton Glob Bd Ret Acct Pooled Separate Account NR |
| Janus Henderson Triton Ret Acct Pooled Separate Account NR |
| JPMorgan Lrg Cap Gr Ret Acct Pooled Separate Account NR |
| JPMorgan U.S. Sm Comp Ret Acct Pooled Separate Account NR |
| PIMCO Inc Ret Acct Pooled Separate Account NR |
| PIMCO Real Retrn Ret Acct Pooled Separate Account NR |
| PIMCO StocksPLUS Intl (US Dollar-Hdgd) Ret Acct Pooled Separate Account NR |
| Western Asset Core Plus Bd Ret Acct Pooled Separate Account NR (WACPX) |
| T. Rowe Price Internatnl Discovery Ret Acct Pooled Separate Account NR (PRIDX) |
| Neuberger Berman Sustainable Eq Ret Acct Pooled Separate Account NR |
| Delaware Ivy Intl Core Equity Ret Acct Pooled Separate Account NR |
| Virtus Ceredex Md-Cap Val Eqt Ret Acct Pooled Separate Account NR |
| Allspring Special Sm Cap Val Ret Acct Pooled Separate Account NR |
| Transamerica Emerging Mrkts Debt Ret Acct Pooled Separate Account NR |
| American Funds EuroPacific Gr Ret Acct Pooled Separate Account NR |
| JPMorgan SMID Cap Equity Ret Acct Pooled Separate Account NR |
| PIMCO StocksPLUS(R) Absolute Return Ret Acct Pooled Separate Account NR (PTOPX) |
| Pioneer Select Mid Cap Growth Ret Acct Pooled Separate Account NR (GROYX) |
| TA BlackRock Lifepath Index Retirement Ret Acct Pooled Separate Account NR |
| TA BlackRock Lifepath Index 2030 Ret Acct Pooled Separate Account NR |
| TA BlackRock Lifepath Index 2035 Ret Acct Pooled Separate Account NR |
| TA BlackRock Lifepath Index 2040 Ret Acct Pooled Separate Account NR |
| TA BlackRock Lifepath Index 2045 Ret Acct Pooled Separate Account NR |
| TA BlackRock Lifepath Index 2050 Ret Acct Pooled Separate Account NR |
| TA BlackRock Lifepath Index 2055 Ret Acct Pooled Separate Account NR |
| TA BlackRock Lifepath Index 2060 Ret Acct Pooled Separate Account NR |
Investment model portfolios
We provide two types of investment model portfolios for KAHUA 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for KAHUA 401(K) PLAN