Investment options of KABAFUSION 401(K) PLAN
Total Available Funds: 37
| Investment Description |
|---|
| American Century Growth Fund R6 Variable Annuities |
| American Funds Europacific Growth Fund R1 Variable Annuities |
| American Funds The Growth Fund of America R6 Variable Annuities |
| BlackRock Equity Dividend Fund K Variable Annuities |
| DFA Emerging Markets Core Equity Portfolio Inst. Variable Annuities |
| Franklin Core Plus Bond R6 Variable Annuities |
| Franklin Gold and Precious Metals Fund R6 Variable Annuities |
| Franklin Small Cap Value Fund R6 Variable Annuities |
| Hartford International Opportunities Fund R6 Variable Annuities |
| Invesco Multi-Asset Income Fund R6 Variable Annuities |
| Invesco Small Cap Equity Fund R6 Variable Annuities |
| Invesco Small Cap Growth Fund R6 Variable Annuities |
| Lord Abbett Fundamental Equity Fund R3 Variable Annuities |
| MFS Emerging Markets Debt Fund R6 Variable Annuities |
| MFS Value Fund R2 Variable Annuities |
| Neuberger Berman Socially Responsive Fund R6 Variable Annuities |
| PIMCO High Yield Fund Inst Variable Annuities |
| PIMCO Real Return Fund Inst Variable Annuities |
| Pioneer Strategic Income Fund K Variable Annuities |
| Templeton Global Bond Fund R6 Variable Annuities |
| Vanguard 500 Index Fund Adm Variable Annuities |
| Vanguard Mid-Cap Index Fund Adm Variable Annuities |
| Vanguard Small-Cap Index Fund Adm Variable Annuities |
| Virtus NFJ Dividend Value Fund R6 Variable Annuities |
| Indexselect Aggressive 2035 I Variable Annuities |
| Indexselect Aggressive 2045 I Variable Annuities |
| Indexselect Aggressive 2055 I Variable Annuities |
| Indexselect Aggressive Retirement I Variable Annuities |
| Indexselect Conservative 2035 I Variable Annuities |
| Indexselect Conservative 2045 I Variable Annuities |
| Indexselect Conservative 2055 I Variable Annuities |
| Indexselect Conservative Retirement I Variable Annuities |
| Indexselect Moderate Retirement I Variable Annuities |
| Indexselect Moderate 2035 I Variable Annuities |
| Indexselect Moderate 2045 I Variable Annuities |
| Indexselect Moderate 2055 I Variable Annuities |
| maturing on various dates through 2033 |
Investment model portfolios
We provide two types of investment model portfolios for KABAFUSION 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for KABAFUSION 401(K) PLAN