Investment options of K2 INTEGRITY 401(K) PLAN
Total Available Funds: 24
| Investment Description |
|---|
| FID 500 Index |
| AF Trgt Date 2045 R6 |
| Pioneer Fdmtl Grth Y |
| BNYM Intl Stock I |
| AF Trgt Date 2035 R6 |
| MFS Mid Cap Growth R3 |
| AF Trgt Date 2055 R6 |
| AF Trgt Date 2050 R6 |
| AF Trgt Date 2040 R6 |
| AF Trgt Date 2060 R6 |
| JH Dscpl Val MDCP R6 |
| AB Sm Cap Growth K |
| AF Trgt Date 2030 R6 |
| VRTS K Sm-Cap Val I |
| JPM US Value R6 |
| AF Trgt Dat 2065 R6 |
| FID Mid Cap Idx |
| AF Trgt Date 2020 R6 |
| BlackRock High Yield Inst |
| AF Trgt Date 2025 R6 |
| FID Sm Cap Idx |
| Invs Develop Mkt Y |
| RT NY Life AA CL 0 |
| Fidelity Government Market K6 |
Investment model portfolios
We provide two types of investment model portfolios for K2 INTEGRITY 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for K2 INTEGRITY 401(K) PLAN