Investment options of JUPITERONE RETIREMENT PLAN
Total Available Funds: 26
| Investment Description |
|---|
| JP Morgan JPM GOVT BOND R6 |
| Columbia COL SM CAP VAL II I3 |
| Cohen & Steers C&S REALTY SHARES Z |
| Carillon Eagle CRLN E MID CAP GR R6 |
| MFS MID CAP VALUE R6 |
| American Funds AF AMER MUTUAL R6 |
| Columbia COL CONTRAN CORE I3 |
| Fidelity FID EMERGING MKTS K |
| Fidelity FID US BOND IDX |
| Fidelity FID 500 INDEX |
| Fidelity FID GLB EX US IDX |
| Fidelity FID MID CAP IDX |
| Fidelity FID SM CAP IDX |
| Fidelity FID INFL PR BD IDX |
| Fidelity FID BLUE CHIP GR K6 |
| Fidelity FID INTL CAP APPR K6 |
| Fidelity FID SMALL CAP GR K6 |
| Fidelity FID FREEDOM 2030 K6 |
| Fidelity FID FREEDOM 2035 K6 |
| Fidelity FID FREEDOM 2040 K6 |
| Fidelity FID FREEDOM 2045 K6 |
| Fidelity FID FREEDOM 2050 K6 |
| Fidelity FID FREEDOM 2055 K6 |
| Fidelity FID FREEDOM 2060 K6 |
| Fidelity FID FREEDOM 2065 K6 |
| maturing at various dates through |
Investment model portfolios
We provide two types of investment model portfolios for JUPITERONE RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for JUPITERONE RETIREMENT PLAN