Investment options of JUNIATA COLLEGE RETIREMENT PLAN
Total Available Funds: 33
| Investment Description |
|---|
| TIAA TRADITIONAL ANNUITY |
| TIAA REAL ESTATE |
| CREF STOCK |
| CREF MONEY MARKET |
| CREF SOCIAL CHOICE |
| CREF CORE BOND |
| CREF GLOBAL EQUITIES |
| CREF GROWTH |
| CREF EQUITY INDEX |
| CREF INFLATION-LINKED BOND |
| JPMORGAN STRATEGIC INC OPP |
| BROWN ADVISORY SUS GRWTH INSTL |
| HARTFORD SCH INT MULT CP V SDR |
| NUVEEN PREFERRED SEC & INC I |
| BLACKROCK SYSTMTC MIT STRTGY INST |
| DEUTSCHE REAL ASSETS FUND |
| AMERICAN EUROPAC GROWTH R6 |
| AMERICAN GROWTH OF AMERICA R6 |
| VANGUARD INFL PROTECT SEC ADM |
| VANGUARD SMALL-CAP IDX ADM |
| VANGUARD TTL BD MKT IDX ADM |
| VANGUARD MID-CAP IDX ADM |
| AMERICAN WASHINGTON MUT INV R6 |
| VANGUARD TTL INTI STK IDX ADM |
| VANGUARD 500 IDX ADM |
| AMERICAN BEACON LRG C VALLNST |
| BAIRD CORE PLUS BOND FUND INST |
| CAUSEWAY EMERGING MARKETS INST |
| BROWN ADVISORY SMALL CAP GRWTH |
| TIAA-CREF REAL EST SECS-RTMT |
| TIAA-CREF SOCIAL CH EQ-RTMT |
| T ROWE PRICE EMERGING MKTS BND |
| VICTORY SML COMPANY OPP FUND A |
Investment model portfolios
We provide two types of investment model portfolios for JUNIATA COLLEGE RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for JUNIATA COLLEGE RETIREMENT PLAN