Investment options of JRM CONSTRUCTION MANAGEMENT 401(K) PLAN
Total Available Funds: 40
| Investment Description |
|---|
| Attachment – Form |
| AT DECEMBER 31, |
| flexPATH Strategies LLC FLEXFIT+AGGR RET R1 |
| flexPATH Strategies LLC FLEXFIT+AGGR 2035 R1 |
| flexPATH Strategies LLC FLEXFIT+AGGR 2045 R1 |
| flexPATH Strategies LLC FLEXFIT+AGGR 2055 R1 |
| flexPATH Strategies LLC FLEXFIT+MOD RET R1 |
| flexPATH Strategies LLC FLEXFIT+MOD 2035 R1 |
| flexPATH Strategies LLC FLEXFIT+MOD 2045 R1 |
| flexPATH Strategies LLC FLEXFIT+MOD 2055 R1 |
| flexPATH Strategies LLC FLEXFIT+CONS 2045 R1 |
| flexPATH Strategies LLC FLEXFIT+CONS 2055 R1 |
| flexPATH Strategies LLC FLEXFIT+AGGR 2065 R1 |
| flexPATH Strategies LLC FLEXFIT+CONS 2065 R1 |
| flexPATH Strategies LLC FLEXFIT+MOD 2065 R1 |
| The Vanguard Group VANG LIFEST CON GRTH |
| The Vanguard Group VANG LIFEST GROWTH |
| The Vanguard Group VANG LIFEST INCOME |
| The Vanguard Group VANG LIFEST MOD GRTH |
| The Vanguard Group VANG 500 INDEX ADM |
| The Vanguard Group VANG SM CAP IDX ADM |
| The Vanguard Group VANG MIDCAP IDX ADM |
| The Vanguard Group VANG TOT INTL STK AD |
| American Beacon Advisors ABF LG CAP VAL R5 |
| MFS Investment Management MFS INTL GROWTH R6 |
| Capital Group AF NEW PERSPECT R6 |
| Capital Group AF FUNDMNTL INV R6 |
| Capital Group AF WASH MUTL INV R6 |
| Capital Group AF BALANCED R6 |
| Divisional Fund Advisors, L.P. DFA INF PRT SEC PORT |
| PGIM PGIM HIGH YIELD R6 |
| Franklin Templeton Investments FKLN SM CAP VALUE R6 |
| Victory Capital Holdings, Inc. VICTORY S EST VAL R6 |
| Eaton Vance EV AC SMID CAP R6 |
| ClearBridge Investments CBA SM CAP GR IS |
| JPMorgan JPM US EQUITY R6 |
| Divisional Fund Advisors, L.P. DFA REAL EST SEC I |
| Fidelity Investments FID GOVT MMKT |
| Fidelity Investments FID GOVT MMKT K6 |
| Fidelity Investments FIDELITY STIF |
Investment model portfolios
We provide two types of investment model portfolios for JRM CONSTRUCTION MANAGEMENT 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for JRM CONSTRUCTION MANAGEMENT 401(K) PLAN