Investment options of JEDSON ENGINEERING, INC. 401(K) PLAN
Total Available Funds: 33
| Investment Description |
|---|
| American Funds 2010 Target Date 28,310 shares |
| American Funds 2015 Target Date 106,074 shares |
| American Funds 2020 Target Date 32,375 shares |
| American Funds 2025 Target Date 70,368 shares |
| American Funds 2030 Target Date 72,174 shares |
| American Funds 2035 Target Date 86,315 shares |
| American Funds 2040 Target Date 71,065 shares |
| American Funds 2045 Target Date 74,173 shares |
| American Funds 2050 Target Date 104,148 shares |
| American Funds 2055 Target Date 81,768 shares |
| American Funds 2060 Target Date 80,952 shares |
| American Funds 2065 Target Date 25,054 shares |
| Artisan International Value Investor 14,172 shares |
| Baird Baird Core Plus 108,427 shares |
| Clearbridge International Growth 17,264 shares |
| Columbia Small Cap Index Instl 2 19,118 shares |
| DFA Emerging Markets Core Equity I 10,692 shares |
| Fidelity 500 Index 31,152 shares |
| Fidelity Capital & Income Fund 51,118 shares |
| Fidelity Contrafund 136,843 shares |
| Fidelity Extended Market Index 10,069 shares |
| Fidelity International Index 14,206 shares |
| Fidelity Low Priced Fund 49,085 shares |
| Fidelity US Bond Index 25,364 shares |
| Franklin Small Cap Value Fund 2,292 shares |
| Goldman Sachs Small/ Mid Cap Growth 23,460 shares |
| Janus Henderson Enterprise 5,454 shares |
| John Hancock Disciplined Value Mid Cap 16,988 shares |
| JP Morgan Equity Income 78,147 shares |
| Parnassus Core Equity Institutional 12,328 shares |
| Prudential Jennison Health Sciences 10,323 shares |
| 4.25% to 9.50%, due through 2029 |
| Party-in-interest |
Investment model portfolios
We provide two types of investment model portfolios for JEDSON ENGINEERING, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for JEDSON ENGINEERING, INC. 401(K) PLAN