Investment options of JBR, INC. 401(K) PLAN
Total Available Funds: 37
| Investment Description |
|---|
| AMERICAN FUNDS EUROPACIFIC GR R6 |
| AMERICAN FUNDS NEW PERSPECTIVE R6 |
| AMERICAN FUNDS NEW WORLD R6 |
| BLACKROCK INTERNATIONAL INSTL |
| FIDELITY INTERNATIONAL INDEX |
| JANUS HENDERSON GLOBAL EQUITY INCOME I |
| JANUS HENDERSON BALANCED I |
| MFS INTERNATIONAL NEW DISCOVERY A |
| INVESCO DEVELOPING MARKETS A |
| PRINCIPAL GLOBAL REAL ESTATE SEC A |
| DWS ENHANCED COMMODITY STRATEGY A |
| DWS REEF REAL ESTATE SECURITIES A |
| FIDELITY SMALL CAP INDEX |
| JANUS HENDERSON TRITON I |
| JANUS HENDERSON SMALL CAP VALUE I |
| BLACKROCK MID-CAP GROWTH EQUITY INSTL |
| FIDELITY MID CAP INDEX |
| VICTORY SYCAMORE ESTABLISHED VALUE A |
| AMERICAN FUNDS AMCAP R6 |
| AMERICAN FUNDS AMERICAN MUTUAL R6 |
| AMERICAN FUNDS FUNDAMENTAL INVESTORS R6 |
| BLACKROCK CAPITAL APPRECIATION INSTITUTIONAL |
| FIDELITY 500 INDEX |
| FRANKLIN DYNATECH FUND - A |
| MFS VALUE A |
| PARNASSUS INSTITUTIONAL |
| TOUCHSTONE NON-US ESG EQUITY A |
| BLACKROCK GLOBAL ALLOCATION INSTL |
| AMERICAN CENTURY INFL-ADJ BOND INV |
| BLACKROCK CORE BOND INSTL |
| BLACKROCK HIGH YIELD BOND INSTL |
| BLACKROCK STRATEGIC GLOBAL BOND INSTL |
| FIDELITY US BOND INDEX |
| LOOMIS SAYLES STRATEGIC INCOME A |
| MFS EMERGING MARKETS DEBT A |
| MFS TOTAL RETURN BOND A |
| TIAA-CREF CORE IMPACT BOND INSTL |
Investment model portfolios
We provide two types of investment model portfolios for JBR, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for JBR, INC. 401(K) PLAN